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$4.20M · 4 bed Semi-Detached · Yonge-St. Clair, Toronto | MyPropertyScout

$4,195,000

154 Cottingham Street

13 DOM

4513d

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$4,195,000

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154 Cottingham Street

Toronto · Ontario M4V 1C3

MLS® C13448450 · Yonge-St. Clair · M4V 1C3

45OwnerOccupied3000-3500 ft²Semi-Detached None13d$1,291/ft²Lot 25.3 x 129 ft$16,605 tax/yr

13 days on market

About this home

Tucked along one of the neighbourhood's quietest streets, 154 Cottingham Street is a striking contemporary residence redesigned in 2023 by Mazen Studios. Spanning over 4.000 square feet across four meticulously curated levels, this architectural semi-detached home blends warm modern finishes with dramatic scale and natural light. A spectacular rear facade of floor-to-ceiling glass panels creates a seamless connection between the interior and outdoors, flooding the home with light throughout the…

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Property details

MLS#: C13448450
Status: Conditionally Sold
Beds: 4
Baths: 5 full, 0 half
Size: 3000-3500
Style: 3-Storey
Type: Semi-Detached
Year built: —

Roof: Asphalt Shingle, Flat
Foundation: Concrete

Fireplace features: Natural Gas

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 25.25 × 129
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: Avenue Rd & Cottingham St
Basement: Finished with Walk-Out
Stories: —
Utilities: —
Laundry: —
Interior: Guest Accommodations, In-Law Capability, In-Law Suite, Sump Pump, Water Heater, Water Purifier
Parking features: Right Of Way

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Flat	Foyer	1.55m × 5.33m
Flat	Living Room	4.14m × 6.29m
Flat	Dining Room	4.14m × 6.29m
Flat	Kitchen	2.39m × 7.62m
Flat	Family Room	3.4m × 4.47m
Second	Primary Bedroom	3.4m × 4.47m
Second	Bedroom 2	3.15m × 4.9m
Second	Bedroom 3	3.15m × 5m
Third	Bedroom 4	4.85m × 5.56m
Third	Family Room	4.85m × 4.47m
Lower	Recreation	4.55m × 5.61m
Lower	Kitchen	3.38m × 6.27m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CHESTNUT PARK REAL ESTATE LIMITED

Source: TRREB/PROPTX · MLS® C13448450

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$4.20M

154 Cottingham Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $4,195,000✓ $16,605 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$29,447/mo

incl. closing costs (yr 1)

Annual total

$353,369

year 1

Mortgage only

$15,915/mo

principal + interest

Beyond mortgage

$5,462/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$839,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,384/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$41,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$91,350

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $190,974/yr

Property taxes31% $107,955/yr

Utilities2% $5,790/yr

Insurance & security0% $1,600/yr

Maintenance12% $41,950/yr

Closing costs1% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$190,974	$15,915/mo
Government & taxes
Property tax	$16,605	$1,384/mo
Land transfer tax(closing)	$91,350	$7,613/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$41,950	$3,496/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$353,369	$29,447/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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154 Cottingham Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs