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$589K · 1+1 bed Common Element Condo · Bay Street Corridor, Toronto | MyPropertyScout

$589,000

Unit 2902

13 DOM

1+1113d

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DOM 13

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$589,000

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Unit 2902

Karma Condos · 15 Grenville Street · Toronto · Ontario M4Y 1A1

MLS® C13448268 · Bay Street Corridor · M4Y 1A1

1+11Vacant500-599 ft²Common Element CondoNone13d$1,072/ft²$3,936 tax/yr

9% below market · 13 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this bright and beautifully appointed corner-unit 1-bedroom plus den residence at 15 Grenville Street, ideally situated in the heart of downtown Toronto. Offering a highly functional open-concept layout, this sun-filled suite features expansive floor-to-ceiling windows that flood the space with natural light and showcase vibrant city views from multiple exposures. The modern kitchen is equipped with sleek cabinetry, quality appliances, and ample storage, seamlessly flowing into the sp…

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Property details

MLS#: C13448268
Status: Buy Now
Beds: 1+1
Baths: 1 full, 0 half
Size: 500-599
Style: Apartment
Type: Common Element Condo
Year built: —

Building name: Karma Condos
Condo corp #: 2532
Balcony: Open
Locker: None
Fees include: Water Included, Common Elements Included
Pets: No

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Yonge/College
Basement: None
Stories: 28
Utilities: —
Laundry: Ensuite
Interior: Accessory Apartment
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: FIRST CLASS REALTY INC.

Source: TRREB/PROPTX · MLS® C13448268

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$589K

Unit 2902 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $589,000✓ $3,936 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,318/mo

incl. closing costs (yr 1)

Annual total

$63,819

year 1

Mortgage only

$2,234/mo

principal + interest

Beyond mortgage

$1,937/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$117,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$328/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,890/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$57/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $26,814/yr

Property taxes19% $12,191/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,890/yr

Condo fees13% $8,263/yr

Closing costs8% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,814	$2,234/mo
Government & taxes
Property tax	$3,936	$328/mo
Land transfer tax(closing)	$8,255	$688/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,890	$491/mo
Condo fees
Condo / HOA fees	$8,263	$689/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$63,819	$5,318/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 2902

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs