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$665K · 1+1 bed Condo Apartment · Bay Street Corridor, Toronto | MyPropertyScout

$665,000

Unit 2101

18 DOM

1+1218d

Map

DOM 18

$665,000

D●●●○○DOM18days

Unit 2101

Empire Plaza · 33 University Avenue · Toronto · Ontario M5J 2S7

MLS® C13437892 · Bay Street Corridor · M5J 2S7

1+12TenantOccupied900-999 ft²Condo Apartment1-car Underground18d$700/ft²$3,076 tax/yrBuilt 198541 yrs old

9% above market · 18 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Prestigious Building - Empire Plaza. Rarely available, this 1 bedroom + Solarium (currently being used as a 2nd bedroom and office), 905 sq ft unit is a unique opportunity. This unit is renovated and includes an abundance of storage, 1 locker unit and 1 parking spot. Beautifully maintained in one of Toronto's most sought after locations. Fabulous views in the heart of the financial district. Close to the PATH, subway, restaurants, bars, theaters, sporting events, waterfront and the Gardiner Expr…

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Property details

MLS#: C13437892
Status: Buy Now
Beds: 1+1
Baths: 2 full, 0 half
Size: 900-999
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

View: Downtown, Skyline

Building name: Empire Plaza
Condo corp #: 932
Balcony: None
Locker: Owned
Association amenities: Concierge, Elevator, Rooftop Deck/Garden, Sauna, Visitor Parking
Fees include: Heat Included, Common Elements Included, Hydro Included, Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: University/Wellington
Basement: None
Stories: 21
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Flat	Living Room	4.29m × 5.15m
Flat	Kitchen	2.66m × 2.87m
Flat	Primary Bedroom	3.91m × 4.16m
Flat	Solarium	2.13m × 4.29m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HARVEY KALLES REAL ESTATE LTD.

Source: TRREB/PROPTX · MLS® C13437892

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$665K

Unit 2101 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $665,000✓ $3,076 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,902/mo

incl. closing costs (yr 1)

Annual total

$70,828

year 1

Mortgage only

$2,523/mo

principal + interest

Beyond mortgage

$2,107/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$133,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$256/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,650/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$72/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,775

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $30,274/yr

Property taxes18% $12,851/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,650/yr

Condo fees15% $10,393/yr

Closing costs7% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,274	$2,523/mo
Government & taxes
Property tax	$3,076	$256/mo
Land transfer tax(closing)	$9,775	$815/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,650	$554/mo
Condo fees
Condo / HOA fees	$10,393	$866/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$70,828	$5,902/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 2101

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs