$429K · 1 bed Condo Apartment · Clanton Park, Toronto

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About this home

Bright, Renovated & Incredible Value in a Boutique North York Condo! Welcome to Suite 310 at 897 Sheppard Ave W - a beautifully refreshed 1-bedroom suite offering exceptional affordability without compromising comfort or convenience. Featuring an updated kitchen with stainless steel appliances, new countertops, fresh paint throughout, and a functional layout designed for easy living. Enjoy a sun-filled south exposure that floods the unit with natural light all day long, plus a spacious private b…

Property details

MLS#

C13430350

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

700-799

Style

1 Storey/Apt

Type

Condo Apartment

Year built

—

Property features: Park, Place Of Worship, Public Transit, School

Condo corp #: 1051
Balcony: Open
Locker: Owned
Association amenities: Elevator, Party Room/Meeting Room, Rooftop Deck/Garden, Sauna, Visitor Parking
Fees include: Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Sheppard Ave W/Allan Rd
Basement: None
Stories: 3
Utilities: —
Laundry: Ensuite
Interior: Built-In Oven, Carpet Free, Primary Bedroom - Main Floor, Storage
Parking features: Underground

Level	Room	Dimensions
Main	Living Room	3.3m × 3.8m
Main	Foyer	1m × 2.1m
Main	Dining Room	2.3m × 3.3m
Main	Kitchen	2.1m × 3.1m
Main	Primary Bedroom	3.5m × 4.3m
Main	Laundry	1.1m × 2.1m

Level

Room

Dimensions

Main

Living Room

3.3m × 3.8m

Main

Foyer

1m × 2.1m

Main

Dining Room

2.3m × 3.3m

Main

Kitchen

2.1m × 3.1m

Main

Primary Bedroom

3.5m × 4.3m

Main

Laundry

1.1m × 2.1m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $429,000✓ $1,957 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,401/mo

incl. closing costs (yr 1)

Annual total

$52,808

year 1

Mortgage only

$1,627/mo

principal + interest

Beyond mortgage

$1,894/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$163/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$79/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $19,530/yr

Property taxes13% $7,012/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,290/yr

Condo fees21% $11,316/yr

Closing costs10% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,530	$1,627/mo
Government & taxes
Property tax	$1,957	$163/mo
Land transfer tax(closing)	$5,055	$421/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,290	$358/mo
Condo fees
Condo / HOA fees	$11,316	$943/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,808	$4,401/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 310

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Annual costs