$3.40M · 5+1 bed Detached · Willowdale East, Toronto

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About this home

5 Elite Picks! Here Are 5 Reasons To Make This Home Your Own: 1. Spectacular Gourmet Kitchen Boasting Modern Cabinetry, Large Centre Island with Bar Sink, Granite Countertops, Beautiful Stone Backsplash, High-End Stainless Steel Appliances, Convenient Servery Area & Bright Breakfast Area with Ample Windows & W/O to Patio & Private Backyard! 2. Stunning Principal Rooms... Including Gorgeous F/R Featuring Custom Coffered Ceiling, B/I Shelving & Gas F/P, Plus Bright & Airy Open Concept Formal L/R &…

Property details

MLS#

C13430202

Status

Buy Now

Beds

5+1

Baths

7 full, 0 half

Size

3500-5000

Style

2-Storey

Type

Detached

Year built

—

Lot features: Irregular Lot
Lot dimensions: 50.5 × 155

Roof: Shingles
Foundation: Unknown

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Stone, Stucco (Plaster)
Fronting on: South
Cross street: Bayview Ave. & Finch Ave. E.
Basement: Separate Entrance, Walk-Up
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Auto Garage Door Remote
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Kitchen	4.17m × 5.16m
Main	Breakfast	3.28m × 4.62m
Main	Family Room	5.21m × 5.28m
Main	Dining Room	3.84m × 3.96m
Main	Living Room	3.84m × 6.07m
Main	Office	2.26m × 3.51m
Second	Primary Bedroom	4.57m × 6.05m
Second	Bedroom 2	4.62m × 5m
Second	Bedroom 3	3.89m × 4.17m
Second	Bedroom 4	3.66m × 4.45m
Second	Bedroom 5	3.15m × 3.78m
Basement	Recreation	6.07m × 7.44m
Basement	Other	4.78m × 5.59m
Basement	Bedroom	3.84m × 5.05m
Basement	Office	5.11m × 5.84m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $3,399,000✓ $9,994 tax✓ Gas✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$23,625/mo

incl. closing costs (yr 1)

Annual total

$283,501

year 1

Mortgage only

$12,895/mo

principal + interest

Beyond mortgage

$4,318/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$679,800

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$833/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$33,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$71,450

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)55% $154,737/yr

Property taxes29% $81,444/yr

Utilities2% $6,630/yr

Insurance & security1% $1,600/yr

Maintenance12% $33,990/yr

Closing costs2% $5,100/yr

Mortgage is 55% of your true cost of ownership. The other 45% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$154,737	$12,895/mo
Government & taxes
Property tax	$9,994	$833/mo
Land transfer tax(closing)	$71,450	$5,954/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$33,990	$2,833/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$283,501	$23,625/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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249 Holmes Avenue

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Property details

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Rooms

Sales History

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Annual costs