$2M · 4+2 bed Detached · Willowdale East, Toronto

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215 Olive Avenue

Toronto · Ontario M2N 4P5

MLS® C13420894 · Willowdale East · M2N 4P5

4+25OwnerOccupied3500-5000 ft²Detached3-car Built-In16d$470/ft²Lot 41 x 160 ft$15,561 tax/yr

12% below market · 16 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Wow wow wow! Don't miss this, Custom-Built, 3 cars garage, fabulous Home With deep lot and Finest Quality Materials. This Is A Rare Find Layout With A Blend Of Luxury, Entertainment And Comfort. Professionally Finished, Luxury Walk-Out Basement With Wet Bar, Billiard And Card Room, Sauna, And Gym! Amazing 2-Storey Foyer With Custom Designed Wrought Iron Railings. A few skylights, hot water tank owned by the owner. This Wonderful Home Is In The Earl Haig School District. Super demanded location.

Property details

MLS#

C13420894

Status

Buy Now

Beds

4+2

Baths

5 full, 0 half

Size

3500-5000

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete

Garage: 3-car Built-In
Garage spaces: 3
Parking: 7 total
Lot: 41 × 160
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Stucco (Plaster)
Fronting on: South
Cross street: Bayview/Finch
Basement: Finished with Walk-Out, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,999,000✓ $15,561 tax✓ Gas✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$14,695/mo

incl. closing costs (yr 1)

Annual total

$176,339

year 1

Mortgage only

$7,584/mo

principal + interest

Beyond mortgage

$3,615/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$399,800

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,297/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$19,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$36,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $91,003/yr

Property taxes29% $52,016/yr

Utilities4% $6,630/yr

Insurance & security1% $1,600/yr

Maintenance11% $19,990/yr

Closing costs3% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$91,003	$7,584/mo
Government & taxes
Property tax	$15,561	$1,297/mo
Land transfer tax(closing)	$36,455	$3,038/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$19,990	$1,666/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$176,339	$14,695/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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215 Olive Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

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Sales History

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Annual costs