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$625K · 1 bed Condo Apartment · Moss Park, Toronto | MyPropertyScout

$625,000

Unit 218

24 DOM

1124d

Map

DOM 24

$625,000

F●●●○○DOM24days

Unit 218

Century Lofts · 365 Dundas Street · Toronto · Ontario M5A 4R9

MLS® C13410072 · Moss Park · M5A 4R9

11OwnerOccupied800-899 ft²Condo Apartment1-car Surface24d$736/ft²$2,639 tax/yr

14% above market · 24 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to Century Lofts - formerly the historic Imperial Optical Lens Factory, where timeless character meets modern urban living in a tight-knit community. This stunning Art Deco-inspired, authentic hard loft showcases brick-and-beam construction, soaring 11-foot ceilings, and a wall of oversized industrial windows that flood the space with natural sunlight. This unique renovated one-bedroom corner unit offers an open-concept layout - ideal for both everyday living and entertaining. The space…

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Property details

MLS#: C13410072
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 800-899
Style: Loft
Type: Condo Apartment
Year built: —

Building name: Century Lofts
Condo corp #: 1333
Balcony: None
Locker: Owned
Association amenities: Gym, Rooftop Deck/Garden, Party Room/Meeting Room
Fees include: Building Insurance Included, Common Elements Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Surface
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Dundas / Seaton
Basement: None
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	4.5m × 5.8m
Main	Dining Room	4.5m × 5.8m
Main	Kitchen	4.3m × 2.9m
Main	Primary Bedroom	2.7m × 3.3m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® C13410072

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$625K

Unit 218 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $625,000✓ $2,639 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,545/mo

incl. closing costs (yr 1)

Annual total

$66,539

year 1

Mortgage only

$2,371/mo

principal + interest

Beyond mortgage

$1,968/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$125,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$220/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$66/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $28,453/yr

Property taxes17% $11,614/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,250/yr

Condo fees14% $9,562/yr

Closing costs8% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,453	$2,371/mo
Government & taxes
Property tax	$2,639	$220/mo
Land transfer tax(closing)	$8,975	$748/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,250	$521/mo
Condo fees
Condo / HOA fees	$9,562	$797/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$66,539	$5,545/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 218

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs