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$688K · 2+1 bed Condo Apartment · Bay Street Corridor, Toronto | MyPropertyScout

$688,000

Unit 1401

24 DOM

2+1124d

Map

DOM 24

$688,000

DOM24days

Unit 1401

Polo Club 1 · 1055 Bay Street · Toronto · Ontario M5S 3A3

MLS® C13329318 · Bay Street Corridor · M5S 3A3

2+11Vacant900-999 ft²Condo Apartment1-car Underground24d$725/ft²$3,559 tax/yr

24 days on market

About this home

Tridel Built Luxury Polo Club 1 - Very Spacious, Sun-Filled, 2 Bedrooms Plus Huge Den (Easily A 3rd Bedroom), All Utilities Included. New Floor And Carpet Free, Great Open-Concept Layout. Turn Key Investment Opportunity For Investors. Walk To U Of T Campus, Ttc Subway Is Within Minutes, Grocery Within Distance! En-Suite Laundry, 24 Hours Security/ Concierge; Amenities: Gym, Hot Tub, Rooftop Garden, Squash Crts & Visitors Parking.

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Property details

MLS#: C13329318
Status: Buy Now
Beds: 2+1
Baths: 1 full, 0 half
Size: 900-999
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Hospital, Library, Park, Public Transit, School

Building name: Polo Club 1
Condo corp #: 734
Balcony: None
Locker: Owned
Association amenities: Exercise Room, Gym, Outdoor Pool, Sauna, Visitor Parking, Concierge
Fees include: Heat Included, Hydro Included, Water Included, Cable TV Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Bay St. & Inkerman St.
Basement: None
Stories: 13
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE LANDMARK REALTY INC.

Source: TRREB/PROPTX · MLS® C13329318

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$688K

Unit 1401 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $688,000✓ $3,559 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,256/mo

incl. closing costs (yr 1)

Annual total

$75,075

year 1

Mortgage only

$2,610/mo

principal + interest

Beyond mortgage

$2,335/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$137,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$297/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,880/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$86/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,235

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $31,321/yr

Property taxes18% $13,794/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,880/yr

Condo fees17% $12,420/yr

Closing costs7% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,321	$2,610/mo
Government & taxes
Property tax	$3,559	$297/mo
Land transfer tax(closing)	$10,235	$853/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,880	$573/mo
Condo fees
Condo / HOA fees	$12,420	$1,035/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$75,075	$6,256/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1401

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs