$3M · 2 bed Condo Apartment · Annex, Toronto

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About this home

Welcome to Suite #310 at 4 Lowther - a rare offering in one of Yorkville's most coveted boutique residences. Floor-to-ceiling windows frame breathtaking treetop views across Yorkville and The Annex, bathing the generous open-concept principal rooms in natural light. At approximately 2438 square feet, this south-west corner suite is as spacious as it is serene. Step onto your private 1435 square foot terrace - an extraordinary outdoor retreat with sweeping canopy views and complete seclusion. Two…

Property details

MLS#

C13247784

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

2250-2499

Style

Apartment

Type

Condo Apartment

Year built

—

Fireplaces: 1
Fireplace features: Wood

Condo corp #: 692
Balcony: Terrace
Locker: Exclusive
Fees include: Water Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: West of Avenue Rd/ North of Bloor St.
Basement: None
Stories: 2
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: Underground

Level	Room	Dimensions
Flat	Foyer	2.34m × 5.03m
Flat	Living Room	8.97m × 7.24m
Flat	Dining Room	8.97m × 7.24m
Flat	Kitchen	4.27m × 4.88m
Flat	Primary Bedroom	4.17m × 5.18m
Flat	Sunroom	3.96m × 3.4m
Flat	Bedroom 2	3.96m × 5.26m
Flat	Office	1.63m × 1.88m
Flat	Laundry	1.63m × 1.63m

Level

Room

Dimensions

Flat

Foyer

2.34m × 5.03m

Flat

Living Room

8.97m × 7.24m

Flat

Dining Room

8.97m × 7.24m

Flat

Kitchen

4.27m × 4.88m

Flat

Primary Bedroom

4.17m × 5.18m

Flat

Sunroom

3.96m × 3.4m

Flat

Bedroom 2

3.96m × 5.26m

Flat

Office

1.63m × 1.88m

Flat

Laundry

1.63m × 1.63m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $2,995,000✓ $13,212 tax✓ Electric✓ 2250-2499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$25,242/mo

incl. closing costs (yr 1)

Annual total

$302,901

year 1

Mortgage only

$11,362/mo

principal + interest

Beyond mortgage

$8,309/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$599,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,101/mo

Utilities

Hydro / electricity$91/mo

≈ $0.13/ft² × ~2,375 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$29,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$366/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$61,350

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $136,345/yr

Property taxes25% $74,562/yr

Utilities1% $2,657/yr

Insurance & security1% $1,600/yr

Maintenance10% $29,950/yr

Condo fees17% $52,687/yr

Closing costs2% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$136,345	$11,362/mo
Government & taxes
Property tax	$13,212	$1,101/mo
Land transfer tax(closing)	$61,350	$5,113/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,097	$91/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$29,950	$2,496/mo
Condo fees
Condo / HOA fees	$52,687	$4,391/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$302,901	$25,242/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 310

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Annual costs