$988K · 3 bed Condo Townhouse · Willowdale West, Toronto

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About this home

Priced to sell in Prime Yonge/Finch Location! Well-kept and spacious townhouse in just a short walk to the bus stop, subway station, shops, restaurants, and community center. A great choice for families or investors seeking long-term value. This home features updated hardwood flooring, Living/Dining Boasts 9 Ft Ceilings, Granite And Quartz Counter Tops, modern appliances, a newer furnace, and an updated electronic garage door. Enjoy two parking spaces with one garage and oversized bedrooms with…

Property details

MLS#

C13238222

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1800-1999

Style

3-Storey

Type

Condo Townhouse

Year built

—

Property features: Arts Centre, Library, Park, Place Of Worship, Public Transit, Rec./Commun.Centre

Condo corp #: 1414
Balcony: Open
Locker: None
Association amenities: BBQs Allowed
Fees include: Common Elements Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stucco (Plaster)
Fronting on: —
Cross street: ***Just West Of Yonge St***
Basement: Finished with Walk-Out
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: Private

Level	Room	Dimensions
Main	Living Room	2.79m × 6.27m
Main	Dining Room	2.79m × 6.27m
Main	Kitchen	4.01m × 4.52m
Second	Bedroom 2	2.79m × 4.01m
Second	Bedroom 3	3.98m × 4.01m
Third	Primary Bedroom	4.01m × 5.84m
Lower	Recreation	4.01m × 5.31m

Level

Room

Dimensions

Main

Living Room

2.79m × 6.27m

Main

Dining Room

2.79m × 6.27m

Main

Kitchen

4.01m × 4.52m

Second

Bedroom 2

2.79m × 4.01m

Second

Bedroom 3

3.98m × 4.01m

Third

Primary Bedroom

4.01m × 5.84m

Lower

Recreation

4.01m × 5.31m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $988,000✓ $4,665 tax✓ Gas✓ 1800-1999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,753/mo

incl. closing costs (yr 1)

Annual total

$93,032

year 1

Mortgage only

$3,748/mo

principal + interest

Beyond mortgage

$2,193/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$197,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$389/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,880/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$46/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,235

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $44,978/yr

Property taxes22% $20,900/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,880/yr

Condo fees7% $6,614/yr

Closing costs5% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$44,978	$3,748/mo
Government & taxes
Property tax	$4,665	$389/mo
Land transfer tax(closing)	$16,235	$1,353/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,880	$823/mo
Condo fees
Condo / HOA fees	$6,614	$551/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$93,032	$7,753/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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66J Finch Avenue

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