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$549K · 1+1 bed Condo Apartment · Bay Street Corridor, Toronto | MyPropertyScout

$549,000

Unit 2101

28 DOM

1+1128d

Map

DOM 28

$549,000

A●●●○○DOM28days

Unit 2101

1001 Bay Street · Toronto · Ontario M5S 3A6

MLS® C13228620 · Bay Street Corridor · M5S 3A6

1+11OwnerOccupied600-699 ft²Condo ApartmentNone28d$845/ft²$2,858 tax/yr

11% below market · 28 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 1001 Bay Street Located in the heart of Toronto's prestigious Bay Street corridor, this beautifully refreshed and generously sized 1+Den residence offers the perfect blend of comfort, convenience, and captivating views. Recently updated with a stunning new kitchen, brand-new appliances, and modern finishes throughout, this move-in-ready suite is designed for effortless urban living. Enjoy tranquil views overlooking the lush greenery of Clover Hill Park, the University of Toronto campu…

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Property details

MLS#: C13228620
Status: Buy Now
Beds: 1+1
Baths: 1 full, 0 half
Size: 600-699
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 876
Balcony: None
Locker: Owned
Association amenities: Concierge, Gym, Indoor Pool, Squash/Racquet Court
Fees include: Cable TV Included, Common Elements Included, Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Bay/Bloor
Basement: None
Stories: 21
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: None

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: PROPERTY.CA INC.

Source: TRREB/PROPTX · MLS® C13228620

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$549K

Unit 2101 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $549,000✓ $2,858 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,912/mo

incl. closing costs (yr 1)

Annual total

$58,942

year 1

Mortgage only

$2,083/mo

principal + interest

Beyond mortgage

$1,750/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$238/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$52/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $24,993/yr

Property taxes17% $10,313/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,490/yr

Condo fees13% $7,486/yr

Closing costs9% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,993	$2,083/mo
Government & taxes
Property tax	$2,858	$238/mo
Land transfer tax(closing)	$7,455	$621/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,490	$458/mo
Condo fees
Condo / HOA fees	$7,486	$624/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,942	$4,912/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 2101

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs