$490K · 1 bed Condo Apartment · Newtonbrook West, Toronto

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About this home

Open concept, high ceiling, laminate flooring throught. Kitchen boasts quartz countertop & backsplash, steel kitchen appliances, kitchen island and breakfast bar. Large and bright bedroom with wrap around windows. Ensuite bath and laundry. Large south facing balcony. One underground parking and one locker included. Visitors parking in ground floor and basement. Party room/board room free to use. TTC bus stop right in front of building, mins away to Finch subway. Cafe, Pizza shop, Dentist and oth…

Property details

MLS#

C13212922

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

500-599

Style

Apartment

Type

Condo Apartment

Year built

—

Condo corp #: 229
Balcony: Open
Locker: Owned
Fees include: Heat Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stucco (Plaster)
Fronting on: —
Cross street: Bathurst and Finch
Basement: None
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Underground

Level	Room	Dimensions
Main	Living Room	3.6m × 7.1m
Main	Kitchen	3.6m × 7.1m
Main	Primary Bedroom	3.79m × 4.42m

Level

Room

Dimensions

Main

Living Room

3.6m × 7.1m

Main

Kitchen

3.6m × 7.1m

Main

Primary Bedroom

3.79m × 4.42m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $490,000✓ $2,188 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,615/mo

incl. closing costs (yr 1)

Annual total

$55,382

year 1

Mortgage only

$1,859/mo

principal + interest

Beyond mortgage

$1,775/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$98,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$182/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,900/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$63/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $22,307/yr

Property taxes15% $8,463/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,900/yr

Condo fees16% $9,052/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,307	$1,859/mo
Government & taxes
Property tax	$2,188	$182/mo
Land transfer tax(closing)	$6,275	$523/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,900	$408/mo
Condo fees
Condo / HOA fees	$9,052	$754/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,382	$4,615/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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