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$458K · 1 bed Condo Apartment · Bay Street Corridor, Toronto | MyPropertyScout

$458,000

Unit 1204

33 DOM

1133d

Map

DOM 33

$458,000

DOM33days

Unit 1204

909 Bay Street · Toronto · Ontario M5S 3G2

MLS® C13207014 · Bay Street Corridor · M5S 3G2

11Vacant500-599 ft²Condo Apartment1-car Underground33d$833/ft²$2,208 tax/yr

33 days on market

About this home

Jr. 1-bedroom unit (with glass door) located on Bay Street at The Allegro. Bright and spacious layout, including 1 parking space and 1 locker. Maintenance fees cover all utilities except cable TV, phone, and internet. Well-managed building offering 24-hour security and concierge, along with amenities such as a gym and party room. Conveniently situated steps from Queen's Park, University of Toronto, Toronto Metropolitan University, the financial district, major hospitals, and the Yorkville area,…

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Property details

MLS#: C13207014
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 500-599
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 1424
Balcony: None
Locker: Owned
Fees include: Building Insurance Included, Common Elements Included, CAC Included, Heat Included, Water Included, Hydro Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Front
Fronting on: —
Cross street: Bay/Wellesley
Basement: None
Stories: 12
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Flat	Living Room	2.2m × 3.3m
Flat	Dining Room	2.2m × 3.3m
Flat	Kitchen	2.85m × 3.1m
Flat	Bedroom	2.65m × 3.7m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE LANDMARK REALTY INC.

Source: TRREB/PROPTX · MLS® C13207014

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$458K

Unit 1204 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $458,000✓ $2,208 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,163/mo

incl. closing costs (yr 1)

Annual total

$49,958

year 1

Mortgage only

$1,738/mo

principal + interest

Beyond mortgage

$1,498/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$91,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$184/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,580/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$42/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,635

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $20,850/yr

Property taxes16% $7,843/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,580/yr

Condo fees12% $6,024/yr

Closing costs10% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,850	$1,738/mo
Government & taxes
Property tax	$2,208	$184/mo
Land transfer tax(closing)	$5,635	$470/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,580	$382/mo
Condo fees
Condo / HOA fees	$6,024	$502/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,958	$4,163/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1204

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs