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$998K · 1+1 bed Condo Apartment · Moss Park, Toronto | MyPropertyScout

$998,000

Unit 304

35 DOM

1+1235d

Map

DOM 35

$998,000

DOM35days

Unit 304

287 Richmond Street · Toronto · Ontario M5A 1P2

MLS® C13177602 · Moss Park · M5A 1P2

1+12OwnerOccupied1200-1399 ft²Condo ApartmentNone35d$768/ft²$4,675 tax/yr

35 days on market

About this home

Welcome to the PENTHOUSE at 287 Richmond St. E. a refined LOFT residence within a boutique building in the heart of downtown Toronto, offering a sophisticated blend of architectural character, thoughtful design, and elevated urban living, complete with 1 surface parking space, 1 locker & rooftop deck. Seller may consider selling furnished turnkey. This exceptional residence showcases a high-end renovation completed in 2017, featuring luxurious finishes throughout, soaring ceiling heights, drama…

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Property details

MLS#: C13177602
Status: Buy Now
Beds: 1+1
Baths: 2 full, 0 half
Size: 1200-1399
Style: Loft
Type: Condo Apartment
Year built: —

Fireplaces: 1
Fireplace features: Family Room

Condo corp #: 1206
Balcony: Terrace
Locker: Owned
Fees include: Building Insurance Included, Common Elements Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Stucco (Plaster), Brick
Fronting on: —
Cross street: West of Sherbourne
Basement: None
Stories: 3
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: Private

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HARVEY KALLES REAL ESTATE LTD.

Source: TRREB/PROPTX · MLS® C13177602

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$998K

Unit 304 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $998,000✓ $4,675 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,028/mo

incl. closing costs (yr 1)

Annual total

$96,334

year 1

Mortgage only

$3,786/mo

principal + interest

Beyond mortgage

$2,414/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$199,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$390/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,980/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$64/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,435

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $45,433/yr

Property taxes22% $21,110/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $9,980/yr

Condo fees9% $9,150/yr

Closing costs5% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,433	$3,786/mo
Government & taxes
Property tax	$4,675	$390/mo
Land transfer tax(closing)	$16,435	$1,370/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,980	$832/mo
Condo fees
Condo / HOA fees	$9,150	$763/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$96,334	$8,028/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 304

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs