$449K · 0 bed Condo Apartment · Bay Street Corridor, Toronto

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About this home

Welcome to The Residences of College Park. Prime Location. Minutes Walk to University of Toronto, Dundas Square, Financial District. Direct Access to Subway Station, Supermarket. Well Maintained Condo. Condo fee included all utilities. Spacious Open Concept. Unobstructed North view. Stone Counter, Kitchen Breakfast Bar, Laminate Thru-out. Amazing Amenities included: Gym, Pool, Sauna, Jacuzzi, Running Track, Rooftop Terrace with BBQ, Car Wash Bay, Library, Ping Pong, Billiards, 24-Hour Concierge…

Property details

MLS#

C13172820

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

0-499

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Clear View, Hospital, Library, Park, Public Transit, School

View: City, Clear

Building name: The Residences of College Park
Condo corp #: 1866
Balcony: None
Locker: None
Association amenities: Concierge, Exercise Room, Guest Suites, Indoor Pool, Media Room, Rooftop Deck/Garden
Fees include: Heat Included, Hydro Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included
Pets: No

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete · Year Round Living
Fronting on: —
Cross street: Bay Street & College Street
Basement: None
Stories: 26
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: None

Level	Room	Dimensions
Ground	Living Room	3.51m × 4.67m
Ground	Kitchen	2.24m × 4.67m
Ground	Foyer	1.07m × 4.52m

Level

Room

Dimensions

Ground

Living Room

3.51m × 4.67m

Ground

Kitchen

2.24m × 4.67m

Ground

Foyer

1.07m × 4.52m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,000✓ $2,428 tax✓ Gas✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,959/mo

incl. closing costs (yr 1)

Annual total

$47,504

year 1

Mortgage only

$1,703/mo

principal + interest

Beyond mortgage

$1,342/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$202/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$28/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $20,440/yr

Property taxes17% $7,883/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,490/yr

Condo fees8% $4,031/yr

Closing costs11% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,440	$1,703/mo
Government & taxes
Property tax	$2,428	$202/mo
Land transfer tax(closing)	$5,455	$455/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,490	$374/mo
Condo fees
Condo / HOA fees	$4,031	$336/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,504	$3,959/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs