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$409K · 1 bed Condo Apartment · Church-Yonge Corridor, Toronto | MyPropertyScout

$409,000

Unit 538

36 DOM

1136d

Map

⚡ Insider Deal

DOM 36

↓ $40,000Below MarketPrice Reduced

$409,000

DOM36days

Unit 538

Merchandise Building · 155 Dalhousie Street · Toronto · Ontario M5B 2P7

MLS® C13172250 · Church-Yonge Corridor · M5B 2P7

11Vacant600-699 ft²Condo ApartmentNone36d$630/ft²$1,269 tax/yrBuilt 20233 yrs old

36 days on market

About this home

Renovated 1 Bedroom loft in the Merchandise Building. New kitchen, flooring and bathroom. Great layout. In the heart of the city, steps to TMU. Must see.

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MyStreetValue™ Analysis

$437,842 – $584,992estimated range

Midpoint: $472,948

Property details

MLS#: C13172250
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 600-699
Style: Loft
Type: Condo Apartment
Year built: —

Building name: Merchandise Building
Condo corp #: 1369
Balcony: None
Locker: Owned
Fees include: Common Elements Included, Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Dundas & Church
Basement: None
Stories: 2
Utilities: —
Laundry: Laundry Closet
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Ground	Living Room	3.05m × 7.62m
Ground	Dining Room	3.05m × 7.62m
Ground	Kitchen	3.05m × 7.62m
Ground	Bedroom	2.74m × 3.35m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® C13172250

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$409K

Unit 538 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $409,000✓ $1,269 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,851/mo

incl. closing costs (yr 1)

Annual total

$46,216

year 1

Mortgage only

$1,552/mo

principal + interest

Beyond mortgage

$1,453/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$81,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$106/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,090/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$48/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $18,619/yr

Property taxes13% $5,924/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,090/yr

Condo fees15% $6,922/yr

Closing costs11% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,619	$1,552/mo
Government & taxes
Property tax	$1,269	$106/mo
Land transfer tax(closing)	$4,655	$388/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,090	$341/mo
Condo fees
Condo / HOA fees	$6,922	$577/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,216	$3,851/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 538

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs