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$639K · 2 bed Condo Townhouse · Niagara, Toronto | MyPropertyScout

$639,000

Unit 405

39 DOM

2139d

Map

⚡ Insider Deal

DOM 39

↓ $26,000Price Reduced

$639,000

F●●●○○DOM39days

Unit 405

29 Canniff Street · Toronto · Ontario M6K 3M5

MLS® C13162758 · Niagara · M6K 3M5

21OwnerOccupied700-799 ft²Condo Townhouse1-car Underground39d$853/ft²$3,258 tax/yr

17% above market · 39 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Calling All First-Time Buyers & Downsizers! Incredible Value & A Great Use Of Space. Updated 2 Bedrm Townhome W/ Parking & A Terrace In The Heart Of Toronto. Incredibly Functional Layout- Featuring Fully Renovated Kitchen W/ Quartz Countertops, Updated Appliances & Tons Storage; Flowing Into Spacious Living & Dining Area. Other Recent Upgrades Include: Updated Bath, Lighting & New Bedroom Flooring. A Move-In Ready Space! Outside, Your Own Terrace- Perfect For BBQs, Outdoor Dining, Or Morning Cof…

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Property details

MLS#: C13162758
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 700-799
Style: Stacked Townhouse
Type: Condo Townhouse
Year built: —

Condo corp #: 1400
Balcony: Terrace
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: CAC Included, Common Elements Included, Heat Included, Hydro Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: King/Strachan
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: On Demand Water Heater
Parking features: Underground

Rooms

Level	Room	Dimensions
Flat	Living Room	4.18m × 3.38m
Flat	Dining Room	3.31m × 2.33m
Flat	Kitchen	3.53m × 3m
Flat	Primary Bedroom	3.46m × 3.49m
Flat	Bedroom 2	3.74m × 3.78m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HARVEY KALLES REAL ESTATE LTD.

Source: TRREB/PROPTX · MLS® C13162758

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$639K

Unit 405 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $639,000✓ $3,258 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,582/mo

incl. closing costs (yr 1)

Annual total

$66,988

year 1

Mortgage only

$2,424/mo

principal + interest

Beyond mortgage

$1,929/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$127,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$271/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,390/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$58/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $29,090/yr

Property taxes19% $12,513/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,390/yr

Condo fees12% $8,336/yr

Closing costs8% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,090	$2,424/mo
Government & taxes
Property tax	$3,258	$271/mo
Land transfer tax(closing)	$9,255	$771/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,390	$533/mo
Condo fees
Condo / HOA fees	$8,336	$695/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$66,988	$5,582/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 405

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs