$479K · 1 bed Condo Apartment · Waterfront Communities C1, Toronto

Loading neighbourhood intel…

About this home

Live In The Top Quality Building In City Place! Welcome To This Beautiful One Bedroom Unit At Exchanges Condos by Concord - The ModernBoutique Building Nestled In The Heart of Downtown Waterfront, With All Attractions Of Toronto Steps Away. Bathe In Natural Light From TheFloor To Ceiling Windows Every Morning, Premium-Grade Finished Built-In Kitchen Appliances, Quartz Counter With Marble Backsplash,Laminate Flooring Open Concept Throughout, 105sf Large Balcony With Amazing City View; A Spa-Like…

Property details

MLS#

C13146892

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

0-499

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Lake Access, Library, Public Transit, Waterfront, Park, School

View: City, Downtown

Condo corp #: 2691
Balcony: Open
Locker: None
Association amenities: Club House, Guest Suites, Gym, Indoor Pool, Party Room/Meeting Room, Community BBQ
Fees include: Water Included, Common Elements Included, Building Insurance Included, Heat Included, CAC Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Bathurst X Fort York
Basement: None
Stories: 3
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Level	Room	Dimensions
Flat	Kitchen	4.5m × 3m
Flat	Dining Room	4.5m × 3m
Flat	Living Room	4.5m × 3m
Flat	Bedroom	3m × 3.5m
Flat	Laundry	2m × 3.5m

Level

Room

Dimensions

Flat

Kitchen

4.5m × 3m

Flat

Dining Room

4.5m × 3m

Flat

Living Room

4.5m × 3m

Flat

Bedroom

3m × 3.5m

Flat

Laundry

2m × 3.5m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $479,000✓ $1,855 tax✓ Gas✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,130/mo

incl. closing costs (yr 1)

Annual total

$49,558

year 1

Mortgage only

$1,817/mo

principal + interest

Beyond mortgage

$1,350/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$95,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$155/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,790/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$30/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $21,806/yr

Property taxes16% $7,910/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,790/yr

Condo fees9% $4,392/yr

Closing costs10% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,806	$1,817/mo
Government & taxes
Property tax	$1,855	$155/mo
Land transfer tax(closing)	$6,055	$505/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,790	$399/mo
Condo fees
Condo / HOA fees	$4,392	$366/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,558	$4,130/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 302

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs