$610K · 2+1 bed Condo Apartment · Church-Yonge Corridor, Toronto

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About this home

Welcome to 298 Jarvis St, Suite 507. An impeccably maintained 2+1 bedroom, 2 bathroom corner residence ideally situated within the vibrant Church-Yonge Corridor. Showcasing a coveted south west exposure, this refined suite is enveloped in natural light through expansive windows throughout. Thoughtfully configured, the den has been seamlessly integrated as an elegant dining area, offering both functionality and sophistication for everyday living and entertaining alike. Rich Brazilian Koa hardwood…

Property details

MLS#

C13132834

Status

Buy Now

Beds

2+1

Baths

2 full, 0 half

Size

1000-1199

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Park, Public Transit, School, Library, Hospital

Building name: Metropolitan Essex
Condo corp #: 993
Balcony: None
Locker: Exclusive
Association amenities: Exercise Room, Indoor Pool, Sauna, Squash/Racquet Court, Concierge
Fees include: Heat Included, Water Included, Hydro Included, Building Insurance Included, Parking Included, Common Elements Included, CAC Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Jarvis St & Carlton St
Basement: None
Stories: 4
Utilities: —
Laundry: Ensuite, In-Suite Laundry
Interior: Carpet Free, Storage
Parking features: —

Level	Room	Dimensions
Flat	Foyer	1.47m × 2.13m
Flat	Living Room	4.01m × 5.51m
Flat	Dining Room	2.95m × 3.25m
Flat	Kitchen	2.57m × 3.12m
Flat	Primary Bedroom	3.35m × 4.6m
Flat	Bedroom 2	2.74m × 3.61m

Level

Room

Dimensions

Flat

Foyer

1.47m × 2.13m

Flat

Living Room

4.01m × 5.51m

Flat

Dining Room

2.95m × 3.25m

Flat

Kitchen

2.57m × 3.12m

Flat

Primary Bedroom

3.35m × 4.6m

Flat

Bedroom 2

2.74m × 3.61m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $610,000✓ $3,522 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,445/mo

incl. closing costs (yr 1)

Annual total

$77,343

year 1

Mortgage only

$2,314/mo

principal + interest

Beyond mortgage

$2,950/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$122,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$294/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,100/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$143/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,675

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $27,770/yr

Property taxes16% $12,197/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance8% $6,100/yr

Condo fees27% $20,616/yr

Closing costs7% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,770	$2,314/mo
Government & taxes
Property tax	$3,522	$294/mo
Land transfer tax(closing)	$8,675	$723/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,100	$508/mo
Condo fees
Condo / HOA fees	$20,616	$1,718/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$77,343	$6,445/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 507

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Annual costs