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$1.45M · 3 bed Condo Townhouse · Kensington-Chinatown, Toronto | MyPropertyScout

$1,450,000

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49 DOM

3349d

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⚡ Insider Deal

DOM 49

↓ $100,000Price Reduced

$1,450,000

DOM49days

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188 Spadina Condos · 188 Spadina Avenue · Toronto · Ontario M5T 3A4

MLS® C13118608 · Kensington-Chinatown · M5T 3A4

33OwnerOccupied2000-2249 ft²Condo Townhouse1-car Underground49d$683/ft²$3,899 tax/yrBuilt 198541 yrs old

49 days on market

About this home

This is a rare Oversized Condo! Space is the ultimate Luxury! Presenting a hidden urban gem and true sanctuary in the heart of downtown Toronto. This incredible 2 level home boasts an expansive, sun-filled layout that offers the rare scale and privacy of a detached house. The main floor is designed for family and entertaining, featuring a dedicated dining area and a bright living room with a rare wood-burning fireplace and large west-facing windows. The eat-in Kitchen has been tastefully reno…

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Property details

MLS#: C13118608
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 2000-2249
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Property features: Arts Centre, Fenced Yard, Hospital, Park, Place Of Worship, Public Transit

Fireplaces: 1
Fireplace features: Wood

View: Garden

Building name: 188 Spadina Condos
Condo corp #: 713
Balcony: Terrace
Locker: None
Association amenities: BBQs Allowed, Bike Storage, Concierge, Gym, Indoor Pool, Party Room/Meeting Room
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Waterfront: No
Exterior: Brick · Controlled Entry, Landscaped, Lighting, Patio, Privacy
Fronting on: —
Cross street: Spadina Rd and Queen St. W.
Basement: None
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Water Heater, Wheelchair Access
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Foyer	1.83m × 3.96m
Main	Living Room	3.1m × 4.42m
Main	Dining Room	2.87m × 6.4m
Main	Kitchen	2.97m × 4.01m
Main	Family Room	4.06m × 5.05m
Second	Primary Bedroom	6.2m × 3.81m
Second	Bathroom	2.84m × 1.52m
Second	Bedroom 2	3.23m × 5.05m
Second	Bedroom 3	3.23m × 5.05m
Second	Bathroom	2.84m × 1.52m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SOTHEBY'S INTERNATIONAL REALTY CANADA

Source: TRREB/PROPTX · MLS® C13118608

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$1.45M

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,450,000✓ $3,899 tax✓ Electric✓ 2000-2249 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$12,054/mo

incl. closing costs (yr 1)

Annual total

$144,650

year 1

Mortgage only

$5,501/mo

principal + interest

Beyond mortgage

$3,972/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$290,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$325/mo

Utilities

Hydro / electricity$82/mo

≈ $0.13/ft² × ~2,125 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$14,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$177/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$25,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $66,010/yr

Property taxes20% $29,374/yr

Utilities2% $2,542/yr

Insurance & security1% $1,600/yr

Maintenance10% $14,500/yr

Condo fees18% $25,524/yr

Closing costs4% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$66,010	$5,501/mo
Government & taxes
Property tax	$3,899	$325/mo
Land transfer tax(closing)	$25,475	$2,123/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$982	$82/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$14,500	$1,208/mo
Condo fees
Condo / HOA fees	$25,524	$2,127/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$144,650	$12,054/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs