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$350K · 0 bed Condo Apartment · Church-Yonge Corridor, Toronto | MyPropertyScout

$349,900

Unit 305

01OwnerOccupied

Map

⚡ Insider Deal

Below Market

$349,900

Unit 305

88 Charles Street · Toronto · Ontario M4Y 2W7

MLS® C13108968 · Church-Yonge Corridor · M4Y 2W7

01OwnerOccupied0-499 ft²Condo ApartmentNone$701/ft²$1,825 tax/yr

About this home

Great opportunity for first-time buyers or investors!Ideal for students attending U of T or TMU - own while you study, with the flexibility to keep as an investment or sell after graduation. Unique studio in the historic Waldorf Astoria featuring a smart, functional layout, full kitchen, ensuite laundry, and quiet garden view. Well-proportioned space rarely found in many newer condos. Steps to subway, hospitals, Yorkville, Church-Wellesley Village and Yonge & Bloor PATH (99 Walk Score). Low main…

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Property details

MLS#: C13108968
Status: Buy Now
Beds: 0
Baths: 1 full, 0 half
Size: 0-499
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 915
Balcony: None
Locker: None
Fees include: Heat Included, Hydro Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Concrete, Stucco (Plaster)
Fronting on: —
Cross street: Bloor Street and Yonge Street
Basement: None
Stories: 3
Utilities: —
Laundry: Ensuite
Interior: Intercom
Parking features: —

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SUTTON GROUP-ADMIRAL REALTY INC.

Source: TRREB/PROPTX · MLS® C13108968

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$350K

Unit 305 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $349,900✓ $1,825 tax✓ Electric✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,447/mo

incl. closing costs (yr 1)

Annual total

$41,362

year 1

Mortgage only

$1,327/mo

principal + interest

Beyond mortgage

$1,351/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$69,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$152/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~250 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$50/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,724

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $15,929/yr

Property taxes13% $5,549/yr

Utilities6% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,499/yr

Condo fees17% $7,225/yr

Closing costs12% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,929	$1,327/mo
Government & taxes
Property tax	$1,825	$152/mo
Land transfer tax(closing)	$3,724	$310/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,499	$292/mo
Condo fees
Condo / HOA fees	$7,225	$602/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,362	$3,447/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 305

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs