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$368K · 0 bed Condo Apartment · Waterfront Communities C1, Toronto | MyPropertyScout

$368,000

Unit 1409

01TenantOccupied

Map

⚡ Insider Deal

Below Market

$368,000

Unit 1409

435 Richmond Street · Toronto · Ontario M5V 0N3

MLS® C13100072 · Waterfront Communities C1 · M5V 0N3

01TenantOccupied0-499 ft²Condo ApartmentNone$737/ft²$2,247 tax/yrBuilt 20188 yrs old

About this home

Welcome to the Fabrik Condo by Menkes! Conveniently Located In Heart Of Queen West, Rarely Offered Corner Studio Unit.This Sun-Filled Studio Unit Offers Spacious Open Concept Layout Surrounded With Floor-To-Ceiling Windows. Modernized Unit With Integrated Kitchen, Closet Organizers, And Hardwood Flooring. Steps From Shopping District, Restaurant, Public Transit & Experience Toronto Nightlife. Overlooking Downtown Toronto Skyline.

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Property details

MLS#: C13100072
Status: Buy Now
Beds: 0
Baths: 1 full, 0 half
Size: 0-499
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Arts Centre, Clear View, Hospital, Library, Public Transit, School

Condo corp #: 2535
Balcony: None
Locker: None
Association amenities: Elevator, Guest Suites, Gym, Media Room, Party Room/Meeting Room, Rooftop Deck/Garden
Fees include: Heat Included, Water Included, Common Elements Included, Building Insurance Included, CAC Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Richmond/Spadina
Basement: None
Stories: 13
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: Underground

Rooms

Level	Room	Dimensions
Ground	Bedroom	2.29m × 6.05m
Ground	Kitchen	3.05m × 3.43m
Ground	Dining Room	3.05m × 3.43m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: BESTLIVING SIGNATURE REALTY INC.

Source: TRREB/PROPTX · MLS® C13100072

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$368K

Unit 1409 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $368,000✓ $2,247 tax✓ Gas✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,463/mo

incl. closing costs (yr 1)

Annual total

$41,559

year 1

Mortgage only

$1,396/mo

principal + interest

Beyond mortgage

$1,276/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$73,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$187/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,680/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$29/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,995

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $16,753/yr

Property taxes15% $6,242/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,680/yr

Condo fees10% $4,224/yr

Closing costs12% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,753	$1,396/mo
Government & taxes
Property tax	$2,247	$187/mo
Land transfer tax(closing)	$3,995	$333/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,680	$307/mo
Condo fees
Condo / HOA fees	$4,224	$352/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,559	$3,463/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1409

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs