$859K · 1+1 bed Condo Apartment · Church-Yonge Corridor, Toronto

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About this home

Welcome to luxury downtown living at 252 Church St, Unit 4805! This stunning high-floor suite offers breathtaking city views, modern finishes, and a bright open-concept layout designed for stylish urban living. Featuring spacious living and dining areas, sleek contemporary kitchen finishes, and floor-to-ceiling windows that fill the space with natural light. Located in the heart of Toronto, just steps to Toronto Metropolitan University, Eaton Centre, TTC subway access, restaurants, cafes, shoppi…

Property details

MLS#

C13097656

Status

Buy Now

Beds

1+1

Baths

1 full, 0 half

Size

500-599

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Clear View, Hospital, Library, Place Of Worship, Park, Public Transit

View: City, Clear, Downtown, Panoramic

Building name: 252 Church
Condo corp #: 3104
Balcony: None
Locker: None
Association amenities: BBQs Allowed, Concierge, Gym, Rooftop Deck/Garden, Party Room/Meeting Room, Game Room
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete Block
Fronting on: —
Cross street: Dundas St E/ Church St
Basement: None
Stories: 48
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: —

Level	Room	Dimensions
Flat	Kitchen	—
Flat	Dining Room	—
Flat	Living Room	—
Flat	Den	—

Level

Room

Dimensions

Flat

Kitchen

—

Flat

Dining Room

—

Flat

Living Room

—

Flat

Den

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $859,000✓ $4,027 tax✓ Electric✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,745/mo

incl. closing costs (yr 1)

Annual total

$80,945

year 1

Mortgage only

$3,259/mo

principal + interest

Beyond mortgage

$1,890/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$171,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$336/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~550 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,590/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$45/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $39,105/yr

Property taxes22% $17,682/yr

Utilities3% $2,460/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,590/yr

Condo fees8% $6,408/yr

Closing costs6% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$39,105	$3,259/mo
Government & taxes
Property tax	$4,027	$336/mo
Land transfer tax(closing)	$13,655	$1,138/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,590	$716/mo
Condo fees
Condo / HOA fees	$6,408	$534/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$80,945	$6,745/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 4805

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Annual costs