$1.05M · 1+1 bed Condo Apartment · Waterfront Communities C1, Toronto

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About this home

This exceptionally designed, 1144 square foot, one-bedroom plus den, two-bathroom masterpiece in Cityscape Terrace reflects superior craftsmanship and attention to detail over two immaculate floors. Featuring a unique, customized layout with an abundant interior and exterior space, the entertainer's main floor showcases a tranquil and bright living & dining room which seamlessly integrates into an expansive west-facing private terrace oasis overlooking picturesque Augusta Street. The contemporar…

Property details

MLS#

C13068594

Status

Buy Now

Beds

1+1

Baths

2 full, 0 half

Size

1000-1199

Style

2-Storey

Type

Condo Apartment

Year built

—

Property features: Arts Centre, Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School

Building name: Cityscape Terrace
Condo corp #: 1290
Balcony: Terrace
Locker: None
Association amenities: BBQs Allowed, Visitor Parking, Guest Suites
Fees include: Heat Included, Water Included, CAC Included, Building Insurance Included, Parking Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stucco (Plaster)
Fronting on: —
Cross street: Richmond St W & Spadina
Basement: None
Stories: 3
Utilities: —
Laundry: Ensuite
Interior: Storage
Parking features: Underground

Level	Room	Dimensions
Main	Living Room	5.66m × 6.52m
Main	Dining Room	5.66m × 6.52m
Main	Kitchen	5.66m × 6.52m
Second	Primary Bedroom	4.48m × 5.79m
Second	Den	3.04m × 4.21m

Level

Room

Dimensions

Main

Living Room

5.66m × 6.52m

Main

Dining Room

5.66m × 6.52m

Main

Kitchen

5.66m × 6.52m

Second

Primary Bedroom

4.48m × 5.79m

Second

Den

3.04m × 4.21m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,049,900✓ $4,373 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,517/mo

incl. closing costs (yr 1)

Annual total

$102,207

year 1

Mortgage only

$3,983/mo

principal + interest

Beyond mortgage

$2,620/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$209,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$364/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$79/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$17,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $47,796/yr

Property taxes21% $21,846/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $10,499/yr

Condo fees11% $11,406/yr

Closing costs5% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$47,796	$3,983/mo
Government & taxes
Property tax	$4,373	$364/mo
Land transfer tax(closing)	$17,473	$1,456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,499	$875/mo
Condo fees
Condo / HOA fees	$11,406	$951/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$102,207	$8,517/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs