$1.06M · 3+1 bed Condo Townhouse · Willowdale East, Toronto

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Unit 1530

28 Sommerset Way · Toronto · Ontario M2N 6W7

MLS® C13066514 · Willowdale East · M2N 6W7

3+13TenantOccupied1400-1599 ft²Condo Townhouse1-car Underground$706/ft²$4,660 tax/yr

31% above market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Client RemarksUrban Luxury Townhouse Built By Tridel Yonge/Finch Location! Top Ranked ** Mckee Public & Earl Haig S.S ** Extremely Bright Very Functional Layout 3 Bdrms Plus Solarium. Spacious Huge Master Bedroom With Skylight & Walk In Closet. Solarium Can Be Used As Small 4th Bdrm, Hardwd Flr In Lr & Dr. New Flooring & Staircase 2nd& 3th Flr.New Upgr Lights, New Paints! Cultural Marble Sinks, Balconies With Bbq Gas Lin. Move In Condition!!!.

Property details

MLS#

C13066514

Status

Buy Now

Beds

3+1

Baths

3 full, 0 half

Size

1400-1599

Style

Stacked Townhouse

Type

Condo Townhouse

Year built

—

Condo corp #: 1138
Balcony: Open
Locker: Owned
Fees include: Water Included, Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Yonge Finch
Basement: Other
Stories: 2
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: —

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,059,000✓ $4,660 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,447/mo

incl. closing costs (yr 1)

Annual total

$101,358

year 1

Mortgage only

$4,018/mo

principal + interest

Beyond mortgage

$2,499/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$211,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$388/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,590/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$67/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$17,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $48,210/yr

Property taxes22% $22,315/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $10,590/yr

Condo fees9% $9,583/yr

Closing costs5% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$48,210	$4,018/mo
Government & taxes
Property tax	$4,660	$388/mo
Land transfer tax(closing)	$17,655	$1,471/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,590	$883/mo
Condo fees
Condo / HOA fees	$9,583	$799/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$101,358	$8,447/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1530

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs