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$775K · 2+1 bed Condo Apartment · Church-Yonge Corridor, Toronto | MyPropertyScout

$775,000

Unit 609

61 DOM

2+1261d

Map

DOM 61

$775,000

F●●●○○DOM61days

Unit 609

45 Carlton Street · Toronto · Ontario M5B 2H9

MLS® C13061910 · Church-Yonge Corridor · M5B 2H9

2+12Vacant1200-1399 ft²Condo Apartment1-car Underground61d$596/ft²$3,951 tax/yr

32% above market · 61 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Price Reduction! Rare downtown value at 45 Carlton St, Unit 609 - a spacious 1,300 sq. ft. corner suite offering true full-size condo living in the heart of Toronto. Now offered at $775,000, this works out to approx. $596 per sq. ft., a standout number for downtown Toronto and an opportunity for buyers seeking space, location, and value.Built in an era when condos were designed with real livability in mind, this residence offers proportions increasingly difficult to find in newer buildings. Fres…

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Property details

MLS#: C13061910
Status: Buy Now
Beds: 2+1
Baths: 2 full, 0 half
Size: 1200-1399
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Hospital, Library, Park, Public Transit, Rec./Commun.Centre, School

Condo corp #: 565
Balcony: None
Locker: None
Association amenities: Concierge, Gym, Indoor Pool, Party Room/Meeting Room, Visitor Parking
Fees include: CAC Included, Common Elements Included, Heat Included, Hydro Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Between Yonge And Church
Basement: None
Stories: 5
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: Underground

Rooms

Level	Room	Dimensions
Ground	Living Room	3.94m × 7.87m
Ground	Dining Room	3.94m × 7.87m
Ground	Kitchen	2.92m × 4.27m
Ground	Primary Bedroom	3.2m × 4.7m
Ground	Solarium	1.89m × 3.2m
Ground	Bedroom 2	2.82m × 4.04m
Ground	Solarium	2.74m × 3.05m
Ground	Foyer	1.89m × 3.05m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Century 21 Heritage House Ltd.

Source: TRREB/PROPTX · MLS® C13061910

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$775K

Unit 609 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $775,000✓ $3,951 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,067/mo

incl. closing costs (yr 1)

Annual total

$84,810

year 1

Mortgage only

$2,940/mo

principal + interest

Beyond mortgage

$2,671/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$155,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$329/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$106/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $35,281/yr

Property taxes19% $15,926/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $7,750/yr

Condo fees18% $15,192/yr

Closing costs6% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$35,281	$2,940/mo
Government & taxes
Property tax	$3,951	$329/mo
Land transfer tax(closing)	$11,975	$998/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,750	$646/mo
Condo fees
Condo / HOA fees	$15,192	$1,266/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$84,810	$7,067/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 609

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs