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$999K · 1+1 bed Condo Apartment · Waterfront Communities C1, Toronto | MyPropertyScout

$999,000

Unit 2803

62 DOM

1+1162d

Map

⚡ Insider Deal

DOM 62

↓ $50,000Price Reduced

$999,000

DOM62days

Unit 2803

33 Harbour Square · Toronto · Ontario M5J 2G2

MLS® C13055796 · Waterfront Communities C1 · M5J 2G2

1+11Vacant1000-1199 ft²Condo Apartment1-car Underground62d$909/ft²$4,786 tax/yr

62 days on market

About this home

**Welcome to prestigious Harbour Square** Just reduced! This bright & spacious 1 + 1 bedroom 1150sf split level end unit comes with a rare balcony facing direct south lake view! Living and dining also face a full south lake view with a juliette balcony and also an east view from the office/den area. Carpet-free and with engineered flooring in living/dining/office area and laminate in bedroom area. Present use of walk-in closet (noted as "other") can be restored back to original den that cou…

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Property details

MLS#: C13055796
Status: Buy Now
Beds: 1+1
Baths: 1 full, 0 half
Size: 1000-1199
Style: Multi-Level
Type: Condo Apartment
Year built: —

View: Lake

Condo corp #: 288
Balcony: Open
Locker: Exclusive
Association amenities: Bike Storage, Car Wash, Indoor Pool, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Heat Included, Hydro Included, Water Included, Cable TV Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: No

Garage: 1-car Underground
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Bay/Queens Quay W
Basement: None
Stories: 35
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: Private

Rooms

Level	Room	Dimensions
Upper	Kitchen	2.74m × 3.35m
Upper	Living Room	4.6m × 6.4m
Upper	Dining Room	4.6m × 6.4m
Upper	Office	3m × 3.66m
Lower	Primary Bedroom	3m × 3.66m
Lower	Other	2.3m × 2.75m

Property history

Sales History

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Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® C13055796

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$999K

Unit 2803 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $999,000✓ $4,786 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,301/mo

incl. closing costs (yr 1)

Annual total

$99,617

year 1

Mortgage only

$3,790/mo

principal + interest

Beyond mortgage

$2,682/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$199,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$399/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$95/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $45,479/yr

Property taxes21% $21,241/yr

Utilities2% $2,460/yr

Insurance & security2% $1,600/yr

Maintenance10% $9,990/yr

Condo fees14% $13,747/yr

Closing costs5% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,479	$3,790/mo
Government & taxes
Property tax	$4,786	$399/mo
Land transfer tax(closing)	$16,455	$1,371/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,990	$833/mo
Condo fees
Condo / HOA fees	$13,747	$1,146/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$99,617	$8,301/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 2803

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs