$599K · 2+1 bed Condo Apartment · Moss Park, Toronto C08

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About this home

Rare Corner Unit at St. Lawrence Condos. Sun-Filled 2BR + Study with a spacious living and dining area designed for comfort. Two private bedrooms with large windows and a dedicated study room perfect for a home office. Situated in the heart of the historic St. Lawrence Market community, steps to George Brown College, the Distillery District, and the Waterfront. Enjoy the very best of urban living with quick access to Union Station, the Gardiner, and the DVP. Amenities include three floors of f…

Property details

MLS#

C13028388

Status

Conditionally Sold

Beds

2+1

Baths

1 full, 0 half

Size

800-899

Style

Apartment

Type

Condo Apartment

Year built

—

Condo corp #: 2945
Balcony: Juliette
Locker: None
Association amenities: Concierge, Exercise Room, Gym, Outdoor Pool
Fees include: Heat Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Front St & Sherbourne
Basement: None
Stories: 2
Utilities: —
Laundry: Ensuite
Interior: Carpet Free, Built-In Oven
Parking features: None

Level	Room	Dimensions
Flat	Living Room	4.17m × 5.59m
Flat	Dining Room	4.17m × 5.59m
Flat	Kitchen	4.17m × 5.59m
Flat	Primary Bedroom	3m × 3.4m
Flat	Bedroom 2	3m × 2.74m
Flat	Study	2.36m × 3.1m

Level

Room

Dimensions

Flat

Living Room

4.17m × 5.59m

Flat

Dining Room

4.17m × 5.59m

Flat

Kitchen

4.17m × 5.59m

Flat

Primary Bedroom

3m × 3.4m

Flat

Bedroom 2

3m × 2.74m

Flat

Study

2.36m × 3.1m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,000✓ $3,507 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,371/mo

incl. closing costs (yr 1)

Annual total

$64,452

year 1

Mortgage only

$2,272/mo

principal + interest

Beyond mortgage

$1,936/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$292/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$60/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $27,269/yr

Property taxes19% $11,962/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $5,990/yr

Condo fees13% $8,572/yr

Closing costs8% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,269	$2,272/mo
Government & taxes
Property tax	$3,507	$292/mo
Land transfer tax(closing)	$8,455	$705/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,990	$499/mo
Condo fees
Condo / HOA fees	$8,572	$714/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$64,452	$5,371/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs