$648K · 2 bed Condo Apartment · Moss Park, Toronto

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About this home

Beautiful, open concept & spacious 700 +sqft, 1 bed + Den, in Corktown. NYC loft style unit with wall-to-wall windows, 10-ft ceilings, polished concrete floors, exposed duct work and concrete ceilings. Walk out through slinging glass doors to a large 17 foot (96 sq ft .,) balcony with gas hook up! City skyline views. Modern kitchen w/stone counters, primary bedroom w/ double mirrored closet and a 4-pc bathroom w/soaker tub. spacious Den, off the Foyer can be a Functional 2nd Bedroom or an Office…

Property details

MLS#

C13027806

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

700-799

Style

1 Storey/Apt

Type

Condo Apartment

Year built

—

Roof: Flat
Foundation: Poured Concrete
Property features: Public Transit, Park

View: City

Building name: Corktown Lofts
Condo corp #: 2156
Balcony: Open
Locker: Owned
Association amenities: BBQs Allowed, Rooftop Deck/Garden
Fees include: Heat Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: King & River
Basement: None
Stories: 3
Utilities: —
Laundry: Ensuite
Interior: Carpet Free, Intercom, Storage Area Lockers
Parking features: —

Level	Room	Dimensions
Main	Great Room	5.45m × 5.57m
Main	Dining Room	5.45m × 5.57m
Main	Kitchen	5.45m × 5.57m
Main	Primary Bedroom	2.85m × 2.95m
Main	Bedroom 2	1.75m × 2.61m
Main	Other	4.5m × 4.69m

Level

Room

Dimensions

Main

Great Room

5.45m × 5.57m

Main

Dining Room

5.45m × 5.57m

Main

Kitchen

5.45m × 5.57m

Main

Primary Bedroom

2.85m × 2.95m

Main

Bedroom 2

1.75m × 2.61m

Main

Other

4.5m × 4.69m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $648,000✓ $2,900 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,625/mo

incl. closing costs (yr 1)

Annual total

$67,499

year 1

Mortgage only

$2,458/mo

principal + interest

Beyond mortgage

$1,922/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$242/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,480/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$59/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,435

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $29,500/yr

Property taxes18% $12,335/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,480/yr

Condo fees13% $8,524/yr

Closing costs8% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,500	$2,458/mo
Government & taxes
Property tax	$2,900	$242/mo
Land transfer tax(closing)	$9,435	$786/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,480	$540/mo
Condo fees
Condo / HOA fees	$8,524	$710/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$67,499	$5,625/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs