$600K · 2 bed Condo Apartment · Waterfront Communities C8, Toronto C08

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About this home

Welcome to Canary Commons, a 4 year new residence offering the perfect balance of vibrant city living and serene surroundings in the heart of the Canary District, one of Toronto's growing communities. This bright and spacious 2 bedroom, 2 bathroom suite features a functional open-concept layout filled with natural light, complemented by floor-to-ceiling windows, and light oak laminate flooring throughout. Freshly painted, the unit offers a modern, move-in-ready feel. The contemporary kitchen is…

Property details

MLS#

C13019622

Status

Conditionally Sold

Beds

Baths

2 full, 0 half

Size

700-799

Style

Apartment

Type

Condo Apartment

Year built

—

Building name: Canary Commons
Condo corp #: 2916
Balcony: Open
Locker: Owned
Association amenities: Concierge, BBQs Allowed, Guest Suites, Exercise Room, Gym, Media Room
Fees include: Common Elements Included, CAC Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Fan Coil
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Cherry St & Front St E.
Basement: None
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Level	Room	Dimensions
Main	Kitchen	2.32m × 3.73m
Main	Dining Room	2.32m × 3.73m
Main	Living Room	3.35m × 3.67m
Main	Primary Bedroom	4.82m × 3.1m
Main	Bedroom 2	8m × 9m

Level

Room

Dimensions

Main

Kitchen

2.32m × 3.73m

Main

Dining Room

2.32m × 3.73m

Main

Living Room

3.35m × 3.67m

Main

Primary Bedroom

4.82m × 3.1m

Main

Bedroom 2

8m × 9m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $3,190 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,210/mo

incl. closing costs (yr 1)

Annual total

$62,520

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,770/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$266/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$48/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $27,310/yr

Property taxes19% $11,663/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,999/yr

Condo fees11% $6,888/yr

Closing costs8% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$3,190	$266/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Condo fees
Condo / HOA fees	$6,888	$574/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,520	$5,210/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit S451 35 Rolling Mills

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Annual costs