$440K · 1 bed Condo Apartment · Waterfront Communities C1, Toronto

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About this home

Priced to Sell!! Tired Of Those Tiny Units! Here's An Oversize 1 Bedr Unit In A Luxury Boutique Condo. 599 sq ft plus 30 sq ft balcony. South Facing City View, 9' Ceiling, No Carpet, Semi-Ensuite, Walk Out Balcony, Etc., Plus Everything You Expect From A Luxury Bldg.. Located At The Best Queen And King West Area, With All The Cool Shops And Restaurants. Walk To The Financial And Entertainment Districts, 3 Mins Walk To Osgoode Subway. Walk score 100. Resort Style Amenities include Stunning roofto…

Property details

MLS#

C13016718

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

500-599

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Public Transit

Condo corp #: 2061
Balcony: Open
Locker: None
Association amenities: Concierge, Guest Suites, Gym, Lap Pool, Recreation Room, Visitor Parking
Fees include: Heat Included, Building Insurance Included, Common Elements Included, Water Included
Pets: No

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: University/Queen
Basement: None
Stories: 7
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: None

Level	Room	Dimensions
Ground	Living Room	4.57m × 5.86m
Ground	Dining Room	4.57m × 5.86m
Ground	Kitchen	4.57m × 5.86m
Ground	Primary Bedroom	2.78m × 3.47m

Level

Room

Dimensions

Ground

Living Room

4.57m × 5.86m

Ground

Dining Room

4.57m × 5.86m

Ground

Kitchen

4.57m × 5.86m

Ground

Primary Bedroom

2.78m × 3.47m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $440,000✓ $2,654 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,120/mo

incl. closing costs (yr 1)

Annual total

$49,436

year 1

Mortgage only

$1,669/mo

principal + interest

Beyond mortgage

$1,553/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$88,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$221/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,400/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$45/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $20,031/yr

Property taxes16% $7,929/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,400/yr

Condo fees13% $6,416/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,031	$1,669/mo
Government & taxes
Property tax	$2,654	$221/mo
Land transfer tax(closing)	$5,275	$440/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,400	$367/mo
Condo fees
Condo / HOA fees	$6,416	$535/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,436	$4,120/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 708

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Annual costs