$629K · 2+1 bed Condo Apartment · Waterfront Communities C8, Toronto

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About this home

Welcome to a family friendly condo unit at the Canary Commons! This unit features built-in appliances, ensuite laundry, a modern open concept layout, hardwood floors, and a spacious balcony for outdoor space and entertaining! Just steps away from the historical Distillery District, public transit, shops and restaurants nearby, and close to plenty of parks and walking trails. One locker included as well. Great property for first time home buyers or investors. Don't miss out on this fantastic home…

Property details

MLS#

C13016484

Status

Buy Now

Beds

2+1

Baths

2 full, 0 half

Size

600-699

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Library, Park, Place Of Worship, Public Transit, School

View: City

Condo corp #: 2916
Balcony: Open
Locker: Owned
Association amenities: Concierge, Exercise Room, Media Room, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Heat Included, CAC Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Front Street & Cherry Street
Basement: None
Stories: 5
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Underground

Level	Room	Dimensions
Flat	Living Room	2.61m × 3.79m
Flat	Dining Room	2.91m × 3.74m
Flat	Kitchen	2.91m × 3.74m
Flat	Primary Bedroom	2.53m × 3.05m
Flat	Bedroom 2	2.25m × 2.68m
Flat	Den	1.31m × 1.83m

Level

Room

Dimensions

Flat

Living Room

2.61m × 3.79m

Flat

Dining Room

2.91m × 3.74m

Flat

Kitchen

2.91m × 3.74m

Flat

Primary Bedroom

2.53m × 3.05m

Flat

Bedroom 2

2.25m × 2.68m

Flat

Den

1.31m × 1.83m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $629,000✓ $2,926 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,347/mo

incl. closing costs (yr 1)

Annual total

$64,160

year 1

Mortgage only

$2,386/mo

principal + interest

Beyond mortgage

$1,748/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$125,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$244/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$46/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $28,635/yr

Property taxes19% $11,981/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,290/yr

Condo fees10% $6,594/yr

Closing costs8% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,635	$2,386/mo
Government & taxes
Property tax	$2,926	$244/mo
Land transfer tax(closing)	$9,055	$755/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,290	$524/mo
Condo fees
Condo / HOA fees	$6,594	$550/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$64,160	$5,347/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs