$5.29M · 3 bed Condo Apartment · Casa Loma, Toronto

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About this home

There are very few penthouses in the city that offer this level of scale and architectural presence while still feeling like a private residence. This is one of them. Spanning nearly 5,000 square feet across two levels, this one of a kind residence crowns an intimate 16 suite boutique building in the heart of South Hill, conceived around this exceptional penthouse. With a layout more akin to a detached home, it offers a level of privacy rarely found in Toronto. A sculptural white staircase in Ve…

Property details

MLS#

C12991892

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

4500-4749

Style

2-Storey

Type

Condo Apartment

Year built

—

Property features: Park, Public Transit, Ravine, School

Fireplaces: 2
Fireplace features: Natural Gas

Condo corp #: 660
Balcony: Enclosed
Locker: Owned
Association amenities: Concierge, Gym, Indoor Pool, Party Room/Meeting Room, Visitor Parking, Sauna
Fees include: Building Insurance Included, Water Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 4-car Underground
Garage spaces: 4
Parking: 4 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Waterfront: No
Exterior: Brick · Landscaped
Fronting on: —
Cross street: Avenue Road and St. Clair Ave W
Basement: None
Stories: 7
Utilities: —
Laundry: In-Suite Laundry
Interior: Atrium, Bar Fridge, Primary Bedroom - Main Floor, Central Vacuum
Parking features: Underground

Rooms

Level	Room	Dimensions
Main	Foyer	4.19m × 7.24m
Main	Living Room	4.5m × 8.13m
Main	Kitchen	5.49m × 6.05m
Main	Dining Room	4.04m × 5.49m
Main	Family Room	4.11m × 6.35m
Main	Den	2.82m × 3.96m
Main	Primary Bedroom	6.02m × 6.32m
Second	Bedroom 2	3.25m × 4.17m
Second	Office	4.52m × 6.58m
Second	Library	4.7m × 7.42m
Second	Den	2.69m × 4.34m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $5,295,000✓ $17,872 tax✓ Electric✓ 4500-4749 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$47,172/mo

incl. closing costs (yr 1)

Annual total

$566,068

year 1

Mortgage only

$20,088/mo

principal + interest

Beyond mortgage

$16,722/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$1,059,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,489/mo

Utilities

Hydro / electricity$178/mo

≈ $0.13/ft² × ~4,625 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$52,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$868/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$118,850

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $241,051/yr

Property taxes24% $136,722/yr

Utilities1% $3,697/yr

Insurance & security0% $1,600/yr

Maintenance9% $52,950/yr

Condo fees22% $124,948/yr

Closing costs1% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$241,051	$20,088/mo
Government & taxes
Property tax	$17,872	$1,489/mo
Land transfer tax(closing)	$118,850	$9,904/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,137	$178/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$52,950	$4,413/mo
Condo fees
Condo / HOA fees	$124,948	$10,412/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$566,068	$47,172/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Property details

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Rooms

Sales History

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Annual costs