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$540K · 1 bed Condo Apartment · Waterfront Communities C8, Toronto | MyPropertyScout

$539,800

Unit 456

80 DOM

1180d

Map

⚡ Insider Deal

DOM 80

↓ $25,200Price Reduced

$539,800

B●●●○○DOM80days

Unit 456

121 Lower Sherbourne Street · Toronto · Ontario M5A 0W8

MLS® C12987108 · Waterfront Communities C8 · M5A 0W8

11TenantOccupied500-599 ft²Condo Apartment1-car Underground80d$982/ft²$2,900 tax/yrBuilt 20233 yrs old

5% below market · 80 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

This unit has one parking Spot and one locker! Best Building in Time and Space project among the 4 building in the intersection of Front St & Lower Sherbourne - One bedroom unit with underground parking And storage locker facing green middle area and far from noisy street. Huge 102 Square feet balcony. Carpet free unit! Building amenities are Gym, Yoga Studio, Party Room ,Infinity-edge Pool, Rooftop Cabanas, Outdoor Bbq Area, Games Room. West Exposure. Underground Parking is Included. 2 Minutes…

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Property details

MLS#: C12987108
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 500-599
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Library, Park, Place Of Worship, Public Transit, School

Condo corp #: 3090
Balcony: Open
Locker: Owned
Association amenities: Concierge, Game Room, Gym, Outdoor Pool, Party Room/Meeting Room, Rooftop Deck/Garden
Fees include: Heat Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Front/Sherbourne
Basement: None
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: Storage
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	2.7m × 3m
Main	Dining Room	2.7m × 3m
Main	Kitchen	2.2m × 3m
Main	Bedroom	2.75m × 3.2m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: AIMHOME REALTY INC.

Source: TRREB/PROPTX · MLS® C12987108

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$540K

Unit 456 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $539,800✓ $2,900 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,769/mo

incl. closing costs (yr 1)

Annual total

$57,223

year 1

Mortgage only

$2,048/mo

principal + interest

Beyond mortgage

$1,657/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$107,960

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$242/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,398/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$45/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,271

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $24,574/yr

Property taxes18% $10,171/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,398/yr

Condo fees11% $6,420/yr

Closing costs9% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,574	$2,048/mo
Government & taxes
Property tax	$2,900	$242/mo
Land transfer tax(closing)	$7,271	$606/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,398	$450/mo
Condo fees
Condo / HOA fees	$6,420	$535/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,223	$4,769/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 456

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs