$550K · 1 bed Condo Apartment · Church-Yonge Corridor, Toronto C08

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About this home

Modern luxury meets unbeatable convenience in this bright east-facing suite at The Gloucester on Yonge. Featuring a functional open-concept layout with floor-to-ceiling windows, this sun-filled unit offers a sleek modern kitchen with integrated appliances and a well-designed living space.Thoughtfully upgraded with nearly $25,000 in premium finishes, the kitchen showcases quartz countertops paired with a striking bookmatched Caesarstone quartz backsplash, upgraded lacquer cabinetry with enhanced…

Property details

MLS#

C12979526

Status

Conditionally Sold

Beds

Baths

1 full, 0 half

Size

500-599

Style

Apartment

Type

Condo Apartment

Year built

—

View: City

Building name: The Gloucester on Yonge
Condo corp #: 2941
Balcony: Open
Locker: None
Association amenities: Concierge, Outdoor Pool, Party Room/Meeting Room, Visitor Parking
Fees include: Heat Included, Common Elements Included, Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Yonge Street
Basement: None
Stories: 15
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Level	Room	Dimensions
Flat	Foyer	—
Flat	Living Room	2.89m × 6.73m
Flat	Dining Room	2.89m × 6.73m
Flat	Kitchen	2.65m × 2.46m
Flat	Primary Bedroom	2.47m × 3.26m
Flat	Other	1.82m × 5.6m

Level

Room

Dimensions

Flat

Foyer

—

Flat

Living Room

2.89m × 6.73m

Flat

Dining Room

2.89m × 6.73m

Flat

Kitchen

2.65m × 2.46m

Flat

Primary Bedroom

2.47m × 3.26m

Flat

Other

1.82m × 5.6m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $550,000✓ $3,529 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,739/mo

incl. closing costs (yr 1)

Annual total

$56,869

year 1

Mortgage only

$2,087/mo

principal + interest

Beyond mortgage

$1,571/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$110,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$294/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$32/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $25,038/yr

Property taxes19% $11,004/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,500/yr

Condo fees8% $4,666/yr

Closing costs9% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,038	$2,087/mo
Government & taxes
Property tax	$3,529	$294/mo
Land transfer tax(closing)	$7,475	$623/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,500	$458/mo
Condo fees
Condo / HOA fees	$4,666	$389/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,869	$4,739/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1806 3 Gloucester

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Annual costs