$1.11M · 1 bed Condo Apartment · Niagara, Toronto

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About this home

Parks, patios, and pure Queen West energy await. This building is the nucleus of the best Toronto has to offer. Hurry before it sells... as this one has parking! This Candy Factory hard loft on Queen West has a bright 1-bed, 1-bath that combines soaring ceilings with warm timber, exposed brick, ductwork, and expansive factory windows with a Juliet-style walkout framing city views. An elegant kitchen with marble counters, custom cabinetry, and a statement tile backsplash anchors the open living/d…

Property details

MLS#

C12975824

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

1000-1199

Style

Loft

Type

Condo Apartment

Year built

—

Roof: Not Applicable
Property features: Arts Centre, Electric Car Charger, Park, Library, Public Transit, Rec./Commun.Centre

Building name: The Candy Factory Lofts
Condo corp #: 1328
Balcony: Juliette
Locker: Exclusive
Association amenities: Bike Storage, Car Wash, Community BBQ, Concierge, Elevator, Exercise Room
Fees include: Heat Included, Common Elements Included, Building Insurance Included, Parking Included, Water Included, CAC Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Queen St & Shaw St
Basement: None
Stories: 2
Utilities: —
Laundry: Ensuite
Interior: Auto Garage Door Remote, Brick & Beam, Guest Accommodations, Other, Storage Area Lockers
Parking features: Inside Entry

Level	Room	Dimensions
Main	Foyer	1.91m × 5.64m
Main	Kitchen	5.18m × 3.43m
Main	Living Room	4.47m × 5.31m
Main	Bedroom	3.45m × 4.37m
Main	Bathroom	—

Level

Room

Dimensions

Main

Foyer

1.91m × 5.64m

Main

Kitchen

5.18m × 3.43m

Main

Living Room

4.47m × 5.31m

Main

Bedroom

3.45m × 4.37m

Main

Bathroom

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,115,000✓ $5,123 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,703/mo

incl. closing costs (yr 1)

Annual total

$104,436

year 1

Mortgage only

$4,230/mo

principal + interest

Beyond mortgage

$2,450/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$223,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$427/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,150/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$66/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$18,775

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $50,760/yr

Property taxes23% $23,898/yr

Utilities2% $2,460/yr

Insurance & security2% $1,600/yr

Maintenance11% $11,150/yr

Condo fees9% $9,468/yr

Closing costs5% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$50,760	$4,230/mo
Government & taxes
Property tax	$5,123	$427/mo
Land transfer tax(closing)	$18,775	$1,565/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,150	$929/mo
Condo fees
Condo / HOA fees	$9,468	$789/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$104,436	$8,703/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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