$439K · 1 bed Condo Apartment · Church-Yonge Corridor, Toronto

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About this home

This spacious 593 sq. ft one-bedroom apartment in downtown Toronto offers an exceptional living experience, with generous room sizes that set it apart from other one-bedroom units in the area. The oversized bedroom can easily accommodate two queen-size beds, along with additional furniture, making it perfect for those who need extra space or plan to share with a roommate. The living room is equally expansive, offering a comfortable space for relaxing or entertaining.The apartment benefits from a…

Property details

MLS#

C12968898

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

500-599

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Place Of Worship, Park, Library, Public Transit, School, Hospital

Condo corp #: 1127
Balcony: None
Locker: Exclusive
Association amenities: Party Room/Meeting Room, Rooftop Deck/Garden, Gym, Concierge
Fees include: Water Included, Common Elements Included, Building Insurance Included, CAC Included, Heat Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Yonge and Wellesley
Basement: None
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: None

Level	Room	Dimensions
Flat	Living Room	3.04m × 5.42m
Flat	Dining Room	3.04m × 5.42m
Flat	Kitchen	3.89m × 3.08m
Flat	Bedroom	2.96m × 4.91m

Level

Room

Dimensions

Flat

Living Room

3.04m × 5.42m

Flat

Dining Room

3.04m × 5.42m

Flat

Kitchen

3.89m × 3.08m

Flat

Bedroom

2.96m × 4.91m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $439,000✓ $2,111 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,283/mo

incl. closing costs (yr 1)

Annual total

$51,391

year 1

Mortgage only

$1,665/mo

principal + interest

Beyond mortgage

$1,721/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$176/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,390/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$62/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $19,985/yr

Property taxes14% $7,366/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,390/yr

Condo fees17% $8,990/yr

Closing costs10% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,985	$1,665/mo
Government & taxes
Property tax	$2,111	$176/mo
Land transfer tax(closing)	$5,255	$438/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,390	$366/mo
Condo fees
Condo / HOA fees	$8,990	$749/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,391	$4,283/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs