$875K · 2+1 bed Condo Apartment · Moss Park, Toronto

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About this home

Introducing The Richmond. A Classic Condo That Has Everything You Want In Condo Living: Location, Size, Great Layout, Space, Parking And Convenience. Top Notch Amenities, 24 Hour Security & Much More!! It Is A Beautifully Laid Out 2 Bedroom, Plus Den, 2 Full Bathrooms And Yes; 1 Parking Spot. Did I Mention A Dining Room?? No More Entertaining & Dining At A Small Breakfast Bar Or Sofa! You Can Actually Have A Dinner Party! Make The Den A 3rd Bedroom, Baby Room, Office Or Dressing Room. Endless…

Property details

MLS#

C12959764

Status

Buy Now

Beds

2+1

Baths

2 full, 0 half

Size

800-899

Style

Apartment

Type

Condo Apartment

Year built

—

View: Downtown

Building name: The Richmond
Condo corp #: 1327
Balcony: Open
Locker: None
Fees include: Heat Included, Hydro Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete Block
Fronting on: —
Cross street: Richmond & Sherbourne
Basement: None
Stories: 10
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Level	Room	Dimensions
Flat	Kitchen	3.04m × 2.6m
Flat	Primary Bedroom	3.04m × 4.55m
Flat	Bedroom 2	2.5m × 3.13m
Flat	Den	3.79m × 2.45m
Flat	Dining Room	3.2m × 2.93m
Flat	Bathroom	2.55m × 1.49m
Flat	Bathroom	2.52m × 1.58m

Level

Room

Dimensions

Flat

Kitchen

3.04m × 2.6m

Flat

Primary Bedroom

3.04m × 4.55m

Flat

Bedroom 2

2.5m × 3.13m

Flat

Den

3.79m × 2.45m

Flat

Dining Room

3.2m × 2.93m

Flat

Bathroom

2.55m × 1.49m

Flat

Bathroom

2.52m × 1.58m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $875,000✓ $3,401 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,223/mo

incl. closing costs (yr 1)

Annual total

$86,676

year 1

Mortgage only

$3,319/mo

principal + interest

Beyond mortgage

$2,281/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$175,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$283/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$70/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $39,834/yr

Property taxes20% $17,376/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $8,750/yr

Condo fees12% $10,056/yr

Closing costs6% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$39,834	$3,319/mo
Government & taxes
Property tax	$3,401	$283/mo
Land transfer tax(closing)	$13,975	$1,165/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,750	$729/mo
Condo fees
Condo / HOA fees	$10,056	$838/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$86,676	$7,223/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs