$1.35M · 2+1 bed Condo Apartment · Waterfront Communities C8, Toronto

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Unit 932

Aqualuna At Bayside Toronto · 155 Merchants' Wharf N/A · Toronto · Ontario M5A 0Y4

MLS® C12810054 · Waterfront Communities C8 · M5A 0Y4

2+12TenantOccupied1000-1199 ft²Condo Apartment1-car Underground128d$1,227/ft²$0 tax/yrBuilt 20233 yrs old

128 days on market

About this home

Aqualuna Represents The Final Opportunity To Call Bayside Toronto Home, A Dynamic 13-acre Waterfront Community With More Than Two Million Square Feet Of Residential, Office, Retail, And Public Spaces, All Just Moments From Downtown. Suite 932 Features A Unique 1023 Square Foot Open Floor Plan With Split 2 Bedroom Layout, 1 Den, 2 Bathrooms, Laundry Room & Oversized Balcony. Comes With The Convenience Of A Designated EV-enabled Parking Spot And Private Storage Locker. You Can Have It All With Aqu…

Property details

MLS#

C12810054

Status

Buy Now

Beds

2+1

Baths

2 full, 0 half

Size

1000-1199

Style

Apartment

Type

Condo Apartment

Year built

—

Building name: Aqualuna At Bayside Toronto
Condo corp #: 3127
Balcony: Open
Locker: Owned
Fees include: CAC Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Metal/Steel Siding
Fronting on: —
Cross street: Lake Shore Blvd E & Parliament St
Basement: None
Stories: 9
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: None

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,349,000✓ $0 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,839/mo

incl. closing costs (yr 1)

Annual total

$118,070

year 1

Mortgage only

$5,118/mo

principal + interest

Beyond mortgage

$2,309/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$269,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$13,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$63/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$23,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $61,412/yr

Property taxes20% $23,455/yr

Utilities3% $3,960/yr

Insurance & security1% $1,600/yr

Maintenance11% $13,490/yr

Condo fees8% $9,053/yr

Closing costs4% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$61,412	$5,118/mo
Government & taxes
Land transfer tax(closing)	$23,455	$1,955/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$13,490	$1,124/mo
Condo fees
Condo / HOA fees	$9,053	$754/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$118,070	$9,839/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 932

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Property details

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Annual costs