$695K · 1+1 bed Condo Apartment · University, Toronto

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About this home

Spacious and Sunlit Suite=This bright, sunlit suite features expansive floor-to-ceiling and wall-to-wall windows, creating a welcoming and airy atmosphere. The unit is impeccably presented and well maintained enjoy the generous 933 square feet of living space. A separate laundry closet adds to the convenience and functionality of the suite, making daily living effortless and efficient. Empire Plaza is a highly sought-after condominium, renowned for its spacious suites, outstanding concierge and…

Property details

MLS#

C12806196

Status

Buy Now

Beds

1+1

Baths

2 full, 0 half

Size

900-999

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Clear View, Hospital, Place Of Worship, Public Transit, School Bus Route

Condo corp #: 932
Balcony: None
Locker: None
Association amenities: Concierge, Exercise Room, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Heat Included, Hydro Included, Water Included, CAC Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Other
Fronting on: —
Cross street: Wellington/University York
Basement: None
Stories: 6
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: Underground

Level	Room	Dimensions
Flat	Kitchen	1.95m × 3.62m
Flat	Dining Room	3.35m × 6.1m
Flat	Living Room	3.35m × 6.1m
Flat	Sitting	1.63m × 5.41m
Flat	Primary Bedroom	2.77m × 5.34m

Level

Room

Dimensions

Flat

Kitchen

1.95m × 3.62m

Flat

Dining Room

3.35m × 6.1m

Flat

Living Room

3.35m × 6.1m

Flat

Sitting

1.63m × 5.41m

Flat

Primary Bedroom

2.77m × 5.34m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $695,000✓ $3,310 tax✓ Electric✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,984/mo

incl. closing costs (yr 1)

Annual total

$71,808

year 1

Mortgage only

$2,637/mo

principal + interest

Beyond mortgage

$2,025/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$276/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~950 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$72/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $31,639/yr

Property taxes19% $13,685/yr

Utilities3% $2,460/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,950/yr

Condo fees14% $10,374/yr

Closing costs7% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,639	$2,637/mo
Government & taxes
Property tax	$3,310	$276/mo
Land transfer tax(closing)	$10,375	$865/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,950	$579/mo
Condo fees
Condo / HOA fees	$10,374	$864/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$71,808	$5,984/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs