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$617K · 1+1 bed Common Element Condo · Waterfront Communities C1, Toronto | MyPropertyScout

$617,000

Unit 3502

132 DOM

1+11132d

Map

⚡ Insider Deal

DOM 132

↓ $70,000Price Reduced

$617,000

B●●○○○DOM132days

Unit 3502

81 Navy Wharf Court · Toronto · Ontario M5V 3S2

MLS® C12797494 · Waterfront Communities C1 · M5V 3S2

1+11TenantOccupied600-699 ft²Common Element Condo1-car Underground132d$950/ft²$2,813 tax/yrBuilt 200323 yrs old

4% below market · regional est. · 132 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Visit REALTOR website for additional information. Experience downtown living at its finest in this spacious 1 Bedroom + Den suite. Perfectly positioned in the heart of Toronto's vibrant waterfront community, this bright and functional layout offers the ideal blend of comfort and urban convenience. Enjoy a modern open-concept design. The versatile den is perfect for a home office, guest space, or reading nook. Step out onto your private balcony and take in the incredible view overlooking the icon…

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Property details

MLS#: C12797494
Status: Buy Now
Beds: 1+1
Baths: 1 full, 0 half
Size: 600-699
Style: 1 Storey/Apt
Type: Common Element Condo
Year built: —

Condo corp #: 2
Balcony: Open
Locker: Owned
Fees include: Heat Included, Hydro Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Front St. W /Spadina Ave
Basement: None
Stories: 30
Utilities: —
Laundry: In-Suite Laundry
Interior: Primary Bedroom - Main Floor
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Primary Bedroom	2.89m × 4.12m
Main	Den	1.89m × 2.51m
Main	Kitchen	2.21m × 2.27m
Main	Living Room	3.56m × 3.15m
Main	Dining Room	3.95m × 3m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: PG DIRECT REALTY LTD.

Source: TRREB/PROPTX · MLS® C12797494

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$617K

Unit 3502 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $617,000✓ $2,813 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,458/mo

incl. closing costs (yr 1)

Annual total

$65,498

year 1

Mortgage only

$2,341/mo

principal + interest

Beyond mortgage

$1,925/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$123,400

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$234/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,170/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$62/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,815

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $28,088/yr

Property taxes18% $11,628/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,170/yr

Condo fees14% $8,952/yr

Closing costs8% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,088	$2,341/mo
Government & taxes
Property tax	$2,813	$234/mo
Land transfer tax(closing)	$8,815	$735/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,170	$514/mo
Condo fees
Condo / HOA fees	$8,952	$746/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$65,498	$5,458/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 3502

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs