$350K · 0 bed Condo Apartment · Moss Park, Toronto

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About this home

This sun-filled studio features a functional open-concept layout with a spacious kitchen and ample cupboard space. Nestled in a vibrant yet peaceful neighborhood, the location offers unbeatable convenience. Steps away from the Eaton Centre, Moss Park, Ryerson University, George Brown College, and St. Lawrence Market. Just 10 minutes to The Esplanade and easy access to major highways. With a perfect 100 Transit Score and an impressive 95 Walk Score, this is city living at its finest!

Property details

MLS#

C12793302

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

0-499

Style

Bachelor/Studio

Type

Condo Apartment

Year built

—

Condo corp #: 1625
Balcony: Open
Locker: None
Fees include: Heat Included, Hydro Included, Water Included, Building Insurance Included, CAC Included
Pets: No

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Richmond & Jarvis
Basement: None
Stories: 9
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: None

Level	Room	Dimensions
Main	Living Room	4.66m × 3.05m
Main	Bathroom	1.5m × 1.37m
Main	Kitchen	2.44m × 2.62m

Level

Room

Dimensions

Main

Living Room

4.66m × 3.05m

Main

Bathroom

1.5m × 1.37m

Main

Kitchen

2.44m × 2.62m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $349,900✓ $1,584 tax✓ Gas✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,252/mo

incl. closing costs (yr 1)

Annual total

$39,020

year 1

Mortgage only

$1,327/mo

principal + interest

Beyond mortgage

$1,156/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$69,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$132/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$25/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,724

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $15,929/yr

Property taxes14% $5,308/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,499/yr

Condo fees9% $3,624/yr

Closing costs13% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,929	$1,327/mo
Government & taxes
Property tax	$1,584	$132/mo
Land transfer tax(closing)	$3,724	$310/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,499	$292/mo
Condo fees
Condo / HOA fees	$3,624	$302/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$39,020	$3,252/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs