$939K · 2 bed Common Element Condo · Moss Park, Toronto

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About this home

Welcome to Old York Place, perfectly situated in the highly desirable St. Lawrence Market neighbourhood, steps from restaurants, the Financial District, theatres, and every amenity you could ask for. This executive suite, offering over 2,000 sq. ft. of living space, represents exceptional value at just $442 per square foot. The south-facing layout features 2 bedrooms plus a den, 2 bathrooms, and parking. A spacious foyer with a coffered ceiling leads to a generously sized kitchen equipped with a…

Property details

MLS#

C12782376

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

2000-2249

Style

Apartment

Type

Common Element Condo

Year built

—

Property features: Library, Park, Place Of Worship, Public Transit, Waterfront

Building name: Old Fort York Place
Condo corp #: 630
Balcony: None
Locker: Ensuite
Association amenities: Concierge, Gym, Indoor Pool, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Water Included, Building Insurance Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: East of Jarvis, North of Front St
Basement: None
Stories: 5
Utilities: —
Laundry: Ensuite
Interior: Storage
Parking features: Underground

Level	Room	Dimensions
Main	Foyer	4.15m × 2.66m
Main	Living Room	7.49m × 5.5m
Main	Dining Room	3.93m × 5.51m
Main	Family Room	3.05m × 4.22m
Main	Kitchen	2.72m × 4.32m
Main	Laundry	1.71m × 2.95m
Main	Primary Bedroom	7.33m × 3.57m
Main	Bedroom 2	5.56m × 4.06m

Level

Room

Dimensions

Main

Foyer

4.15m × 2.66m

Main

Living Room

7.49m × 5.5m

Main

Dining Room

3.93m × 5.51m

Main

Family Room

3.05m × 4.22m

Main

Kitchen

2.72m × 4.32m

Main

Laundry

1.71m × 2.95m

Main

Primary Bedroom

7.33m × 3.57m

Main

Bedroom 2

5.56m × 4.06m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $939,000✓ $5,558 tax✓ Electric✓ 2000-2249 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,648/mo

incl. closing costs (yr 1)

Annual total

$115,780

year 1

Mortgage only

$3,562/mo

principal + interest

Beyond mortgage

$4,356/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$187,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$463/mo

Utilities

Hydro / electricity$82/mo

≈ $0.13/ft² × ~2,125 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,390/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$233/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $42,747/yr

Property taxes18% $20,813/yr

Utilities2% $2,542/yr

Insurance & security1% $1,600/yr

Maintenance8% $9,390/yr

Condo fees29% $33,588/yr

Closing costs4% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$42,747	$3,562/mo
Government & taxes
Property tax	$5,558	$463/mo
Land transfer tax(closing)	$15,255	$1,271/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$982	$82/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,390	$783/mo
Condo fees
Condo / HOA fees	$33,588	$2,799/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$115,780	$9,648/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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