$1.35M · 2+1 bed Condo Apartment · Kensington-Chinatown, Toronto

Loading neighbourhood intel…

About this home

Features: Bright south-west facing windows with unobstructed views, providing lots of natural light and privacy. Wood-burning fireplace in the main living area. High ceilings on the penthouse level with potential for further height increase. Spacious den with glass sliding door, perfect for an office or potential 3rd bedroom. Renovated kitchen, washroom, and ensuite with modern finishes. Private underground parking. Rooftop patio with stunning city views. Well-maintained, luxury building with ex…

Property details

MLS#

C12693846

Status

Buy Now

Beds

2+1

Baths

2 full, 0 half

Size

1400-1599

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Arts Centre, Hospital, Library, Park, Place Of Worship, Public Transit

Fireplaces: 1

Condo corp #: 559
Balcony: None
Locker: Ensuite
Association amenities: Concierge, Indoor Pool, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Cable TV Included, CAC Included, Common Elements Included, Heat Included, Hydro Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick Front
Fronting on: —
Cross street: Dundas St W & University Ave
Basement: None
Stories: 15
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Underground

Level	Room	Dimensions
Flat	Living Room	5.18m × 5.82m
Flat	Dining Room	3.35m × 4.57m
Flat	Kitchen	2.16m × 4.26m
Flat	Foyer	2.74m × 3.65m
Flat	Primary Bedroom	3.65m × 5.48m
Flat	Bedroom 2	2.8m × 4.87m
Flat	Den	2.3m × 2.9m

Level

Room

Dimensions

Flat

Living Room

5.18m × 5.82m

Flat

Dining Room

3.35m × 4.57m

Flat

Kitchen

2.16m × 4.26m

Flat

Foyer

2.74m × 3.65m

Flat

Primary Bedroom

3.65m × 5.48m

Flat

Bedroom 2

2.8m × 4.87m

Flat

Den

2.3m × 2.9m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,349,900✓ $4,570 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$10,656/mo

incl. closing costs (yr 1)

Annual total

$127,868

year 1

Mortgage only

$5,121/mo

principal + interest

Beyond mortgage

$3,120/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$269,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$381/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$13,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$99/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$23,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $61,453/yr

Property taxes22% $28,043/yr

Utilities3% $3,960/yr

Insurance & security1% $1,600/yr

Maintenance11% $13,499/yr

Condo fees11% $14,213/yr

Closing costs4% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$61,453	$5,121/mo
Government & taxes
Property tax	$4,570	$381/mo
Land transfer tax(closing)	$23,473	$1,956/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$13,499	$1,125/mo
Condo fees
Condo / HOA fees	$14,213	$1,184/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$127,868	$10,656/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit Ph3

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs