$969K · 2 bed Condo Apartment · Yonge-St. Clair, Toronto

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About this home

Elegance at Deer Park! Welcome to 105 Heath St W, an Exclusive Boutique Condo Designed by Joe Brennan, Offering Just 11 Unique Units on a Sprawling 0.4-acre Lot in the Prestigious Yonge St. Clair Neighborhood. This Building Seamlessly Combines Peaceful Living With Urban Convenience; the Lushly Landscaped Communal Garden & the Wide, Stately Concrete Stairs Leading to a Private Entrance Set the Tone for Its Timeless Architecture. Ideal for Smart-sizers or Those Seeking Understated Luxury, This Tow…

Property details

MLS#

C12555898

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1000-1199

Style

2-Storey

Type

Condo Apartment

Year built

—

Roof: Flat
Property features: Fenced Yard, Hospital, Library, Park, Public Transit, School

Fireplaces: 1
Fireplace features: Living Room, Wood

View: City, Garden, Trees/Woods

Condo corp #: 715
Balcony: Terrace
Locker: Owned
Association amenities: Visitor Parking, BBQs Allowed
Fees include: Water Included, Common Elements Included, Building Insurance Included, Parking Included, CAC Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Concrete · Controlled Entry, Patio, Landscape Lighting
Fronting on: —
Cross street: Avenue Rd, St. Clair Ave W
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry, Laundry Closet
Interior: Carpet Free, Intercom, Separate Heating Controls, Separate Hydro Meter, Storage Area Lockers, Water Heater Owned
Parking features: None

Level	Room	Dimensions
Main	Living Room	4m × 5.4m
Main	Dining Room	2.4m × 2.85m
Main	Kitchen	2.66m × 3.2m
Lower	Bedroom	3.77m × 4m
Lower	Bedroom	3.57m × 3.83m
Main	Bathroom	—
Lower	Bathroom	—

Level

Room

Dimensions

Main

Living Room

4m × 5.4m

Main

Dining Room

2.4m × 2.85m

Main

Kitchen

2.66m × 3.2m

Lower

Bedroom

3.77m × 4m

Lower

Bedroom

3.57m × 3.83m

Main

Bathroom

—

Lower

Bathroom

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $969,000✓ $3,548 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,827/mo

incl. closing costs (yr 1)

Annual total

$105,920

year 1

Mortgage only

$3,676/mo

principal + interest

Beyond mortgage

$3,371/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$193,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$296/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,690/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$153/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,855

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $44,113/yr

Property taxes18% $19,403/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $9,690/yr

Condo fees21% $22,054/yr

Closing costs5% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$44,113	$3,676/mo
Government & taxes
Property tax	$3,548	$296/mo
Land transfer tax(closing)	$15,855	$1,321/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,690	$808/mo
Condo fees
Condo / HOA fees	$22,054	$1,838/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$105,920	$8,827/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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