$12.90M · 4+2 bed Detached · Casa Loma, Toronto

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About this home

This remarkable residence stands apart among Forest Hill's most architecturally sophisticated homes. Designed & lived in by the current owners for their young family, its adaptable 8,345' layout easily accommodates executive lifestyles-from entertaining with ease to family-focused living where the stunning Kit can seamlessly open to the adjoining DR & Fam areas, & the lower media room/play room may be a children's play room or creative studio. Balancing warmth with precision, the interiors evoke…

Property details

MLS#

C12502300

Status

Buy Now

Beds

4+2

Baths

7 full, 0 half

Size

5000 +

Style

2-Storey

Type

Detached

Year built

—

Roof: Metal
Foundation: Concrete
Property features: Park, Place Of Worship, Public Transit, School, Fenced Yard

Fireplaces: 4

Garage: 1-car Detached
Garage spaces: 1
Parking: 7 total
Lot: 69.95 × 199.13
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Stone · Landscape Lighting, Lawn Sprinkler System
Fronting on: North
Cross street: Spadina Rd./ St. Clair Ave. W.
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Atrium, Central Vacuum, Sump Pump, Guest Accommodations
Parking features: Private, Circular Drive

Rooms

Level	Room	Dimensions
Main	Foyer	3.25m × 9.47m
Main	Living Room	5.64m × 6.4m
Main	Dining Room	5.36m × 5.36m
Main	Study	4.72m × 4.88m
Main	Office	2.06m × 2.21m
Main	Family Room	5.69m × 5.79m
Main	Office	2.74m × 3.86m
Main	Breakfast	3.35m × 4.5m
Main	Kitchen	3.53m × 5.72m
Main	Mud Room	1.73m × 1.93m
In Between	Library	2.74m × 3.48m
Second	Primary Bedroom	5.72m × 5.79m
Second	Solarium	3.07m × 7.62m
Second	Sitting	3.05m × 8.53m
Second	Bedroom 2	4.65m × 5.59m
Second	Bedroom 3	4.75m × 5.54m
Second	Bedroom 4	3.96m × 5m
Lower	Media Room	5.66m × 8.92m
Lower	Bedroom 5	4.57m × 5.72m
Lower	Bedroom	4.57m × 5.84m
Lower	Exercise Room	3.86m × 5.84m
Lower	Other	3.07m × 4.09m
Lower	Laundry	2.44m × 5.84m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $12,900,000✓ $39,635 tax✓ Gas✓ 5000 + ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$89,903/mo

incl. closing costs (yr 1)

Annual total

$1,078,833

year 1

Mortgage only

$48,939/mo

principal + interest

Beyond mortgage

$14,758/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$2,580,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$3,303/mo

Utilities

Hydro / electricity$350/mo

≈ $0.07/ft² × ~5,000 ft² · ON avg ~$350/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$129,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$308,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $587,263/yr

Property taxes32% $348,610/yr

Utilities1% $7,260/yr

Insurance & security0% $1,600/yr

Maintenance12% $129,000/yr

Closing costs0% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$587,263	$48,939/mo
Government & taxes
Property tax	$39,635	$3,303/mo
Land transfer tax(closing)	$308,975	$25,748/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$4,200	$350/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$129,000	$10,750/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$1,078,833	$89,903/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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10 Shorncliffe Avenue

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Annual costs